10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$214,932at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Albany State University
⌖ Albany, GA · 28 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$214,932 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
179.8 yrsModeled economic break-even
−94%Modeled 10-year ROI
$46,266Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Albany State University
What does Albany State University cost?
Albany State University reports an average annual net price of $11,898 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Albany State University graduates earn?
The observed median earnings figure is $46,266 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Albany State University graduates have?
Completer borrowers report median cumulative federal student debt of $25,024. Parent PLUS and private loans are not included.
Is every degree at Albany State University worth the same?
No. DegreeVerdict currently shows 28 field-and-credential outcomes at Albany State University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$167,340
$8,000Annual price−$199,340
$12,000Current college-wide context−$215,340
$16,000Annual price−$231,340
$24,000Annual price−$263,340
$32,000Annual price−$295,340
$40,000Annual price−$327,340
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Historically Black college or university
Cost, debt, completion and earnings context
$11,898Average net price / year
$19,333Cost of attendance
$25,024Median federal student debt · completer borrowers
$265/moPublished 10-year payment estimate
$46,266Median earnings · year 5 after completion
31.1%Completion rate
Not availableAdmission rate
5,956Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
35% received a Pell Grant within eight yearsMedian Parent PLUS debt
806 parent borrowers in the reported cohortMedian federal student debt
20% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$36,993Earnings are not a guarantee
Middle income$46,668Earnings are not a guarantee
Higher income$49,940Earnings are not a guarantee
Three-year repayment progress
Lower income20%
Middle income20%
Higher income26%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$121,802Year 1
$133,072Year 5
$130,062Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$84,574Year 1
$95,682Year 5
$99,994Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$43,463Year 1
$59,307Year 5
$77,901Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$61,426Year 1
$69,518Year 5
$76,278Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$33,078Year 1
$52,636Year 5
$74,872Year 10
Bilingual, Multilingual, and Multicultural Education.Master’s degree · Broad federal field 13
$57,277Year 1
$63,044Year 5
$73,157Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$67,042Year 1
$63,874Year 5
$71,441Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$28,969Year 1
$52,636Year 5
$68,249Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$43,210Year 1
$54,096Year 4
$46,266Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$126,8772Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$88,0583Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$87,7994Educational Administration and Supervision · First Professional Degree$77,1215Business Administration, Management and Operations · Master's Degree$68,6326Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$65,1527Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$62,9098Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$60,236Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Allied Health and Medical Assisting ServicesAssociate's Degree · $54,178 reported+28%vs same-degree national median$24,626federal debt2Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $51,782 reported+9%vs same-degree national median$31,000federal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $88,058 reported+9%vs same-degree national median$27,482federal debt4Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree · $65,152 reported+9%vs same-degree national medianNot availablefederal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree · $126,877 reported+6%vs same-degree national medianNot availablefederal debt6Educational Administration and SupervisionFirst Professional Degree · $77,121 reported-1%vs same-degree national medianNot availablefederal debt
Comparable colleges in GA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Douglas, GA
South Georgia State College
- Annual net price
- $8,767
- Observed earnings · year 5
- $45,912
- Modeled 10-year ROI
- -96%
Fort Valley State University
- Annual net price
- $10,338
- Observed earnings · year 5
- $43,997
- Modeled 10-year ROI
- -105%
Valdosta State University
- Annual net price
- $10,945
- Observed earnings · year 5
- $49,333
- Modeled 10-year ROI
- -81%
Savannah State University
- Annual net price
- $8,172
- Observed earnings · year 5
- $47,474
- Modeled 10-year ROI
- -88%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $126,877 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $88,058 | $27,482 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $87,799 | $32,324 | Not reported |
| Educational Administration and Supervision | First Professional Degree | $77,121 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $68,632 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $65,152 | Not available | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $62,909 | Not available | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $60,236 | $23,116 | Not reported |
| Management Information Systems and Services | Bachelor's Degree | $59,046 | Not available | Not reported |
| Social Work | Master's Degree | $56,072 | Not available | Not reported |
| Public Administration | Master's Degree | $55,052 | Not available | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $54,178 | $24,626 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $52,363 | Not available | Not reported |
| Allied Health and Medical Assisting Services | Bachelor's Degree | $52,264 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $51,782 | $31,000 | Not reported |
| Marketing | Bachelor's Degree | $50,366 | $27,000 | Not reported |
| Biology, General | Bachelor's Degree | $49,440 | $30,745 | Not reported |
| Social Work | Bachelor's Degree | $49,331 | $31,000 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $49,310 | $31,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $49,246 | $31,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $43,777 | Not available | Not reported |
| Education, Other | Bachelor's Degree | $41,282 | $31,000 | Not reported |
| Psychology, General | Bachelor's Degree | $41,153 | $30,718 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $39,265 | Not available | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $32,145 | $20,149 | Not reported |
| Visual and Performing Arts, General | Bachelor's Degree | Not available | $30,660 | Not reported |
| Health and Medical Administrative Services | Associate's Degree | Not available | $33,523 | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Associate's Degree | Not available | $15,179 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.