Private for-profit · COLLEGE PAYOFF

Bayshire Academy of Beauty Craft Inc

Bay City, MI · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$497,698 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−237%Modeled 10-year ROI
$16,233Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$497,698at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$210,0280
2
4
6
8
−$497,69810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$7,507
Title IV student average
Cost of attendance$10,882
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$7,507Average net price / year
$10,882Cost of attendance
$16,233Median earnings · year 5 after completion
72.2%Completion rate
Not availableAdmission rate
97Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

2thEarnings percentile
71thCompletion percentile
EARNINGS PATH

Reported earnings over time

$10,813Year 1
$20,225Year 4
$16,233Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$17,689

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Detroit, MI

P&A Scholars Beauty School

Annual net price
$10,068
Observed earnings · year 5
$18,815
Modeled 10-year ROI
-219%
Open college profile →
Mount Pleasant, MI

M J Murphy Beauty College of Mount Pleasant

Annual net price
$5,446
Observed earnings · year 5
$20,038
Modeled 10-year ROI
-224%
Open college profile →
Monroe, MI

Michigan College of Beauty-Monroe

Annual net price
$12,564
Observed earnings · year 5
$20,537
Modeled 10-year ROI
-206%
Open college profile →
Mt. Pleasant, MI

Protege Academy

Annual net price
$11,619
Observed earnings · year 5
$23,066
Modeled 10-year ROI
-197%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$17,689Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.