10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$224,852at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Bluffton University
⌖ Bluffton, OH · 10 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$224,852 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
74.4 yrsModeled economic break-even
−87%Modeled 10-year ROI
$48,492Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Bluffton University
What does Bluffton University cost?
Bluffton University reports an average annual net price of $19,943 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Bluffton University graduates earn?
The observed median earnings figure is $48,492 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Bluffton University graduates have?
Completer borrowers report median cumulative federal student debt of $27,000. Parent PLUS and private loans are not included.
Is every degree at Bluffton University worth the same?
No. DegreeVerdict currently shows 10 field-and-credential outcomes at Bluffton University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$145,080
$8,000Annual price−$177,080
$16,000Annual price−$209,080
$20,000Current college-wide context−$225,080
$24,000Annual price−$241,080
$32,000Annual price−$273,080
$40,000Annual price−$305,080
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- Rural
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$19,943Average net price / year
$51,862Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$48,492Median earnings · year 5 after completion
52.9%Completion rate
67.2%Admission rate
582Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$37,955Year 1
$49,053Year 4
$48,492Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Human Resources Management and Services · Bachelor's Degree$76,2432Business Administration, Management and Operations · Master's Degree$74,9473Accounting and Related Services · Bachelor's Degree$62,3154Business Administration, Management and Operations · Bachelor's Degree$57,3085Social Work · Bachelor's Degree$55,0736Foods, Nutrition, and Related Services · Bachelor's Degree$47,3787Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$44,9208Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$44,290Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Human Resources Management and ServicesBachelor's Degree · $76,243 reported+12%vs same-degree national median$35,001federal debt2Social WorkBachelor's Degree · $55,073 reported+6%vs same-degree national medianNot availablefederal debt3Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $44,290 reported-7%vs same-degree national medianNot availablefederal debt4Foods, Nutrition, and Related ServicesBachelor's Degree · $47,378 reported-14%vs same-degree national median$27,000federal debt5Psychology, GeneralBachelor's Degree · $42,742 reported-16%vs same-degree national medianNot availablefederal debt6Business Administration, Management and OperationsBachelor's Degree · $57,308 reported-16%vs same-degree national median$27,000federal debt
Comparable colleges in OH
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Akron, OH
Herzing University-Akron
- Annual net price
- $18,934
- Observed earnings · year 5
- $48,660
- Modeled 10-year ROI
- -86%
Muskingum University
- Annual net price
- $19,532
- Observed earnings · year 5
- $49,317
- Modeled 10-year ROI
- -83%
Malone University
- Annual net price
- $20,948
- Observed earnings · year 5
- $50,448
- Modeled 10-year ROI
- -79%
Heidelberg University
- Annual net price
- $20,556
- Observed earnings · year 5
- $51,076
- Modeled 10-year ROI
- -77%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Human Resources Management and Services | Bachelor's Degree | $76,243 | $35,001 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $74,947 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $62,315 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $57,308 | $27,000 | Not reported |
| Social Work | Bachelor's Degree | $55,073 | Not available | Not reported |
| Foods, Nutrition, and Related Services | Bachelor's Degree | $47,378 | $27,000 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $44,920 | $27,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $44,290 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $42,742 | Not available | Not reported |
| Special Education and Teaching | Bachelor's Degree | $41,602 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.