10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$169,222at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Cabrillo College
⌖ Aptos, CA · 21 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$169,222 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
32.8 yrsModeled economic break-even
−70%Modeled 10-year ROI
$52,415Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Cabrillo College
What does Cabrillo College cost?
Cabrillo College reports an average annual net price of $15,843 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Cabrillo College graduates earn?
The observed median earnings figure is $52,415 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Cabrillo College graduates have?
Completer borrowers report median cumulative federal student debt of $14,380. Parent PLUS and private loans are not included.
Is every degree at Cabrillo College worth the same?
No. DegreeVerdict currently shows 21 field-and-credential outcomes at Cabrillo College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$105,850
$8,000Annual price−$137,850
$16,000Current college-wide context−$169,850
$24,000Annual price−$201,850
$32,000Annual price−$233,850
$40,000Annual price−$265,850
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Western Association of Schools and Colleges Accrediting Commission for Community and Junior Colleges
- Main award level
- Associate degrees
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$15,843Average net price / year
$24,966Cost of attendance
$14,380Median federal student debt · completer borrowers
$152/moPublished 10-year payment estimate
$52,415Median earnings · year 5 after completion
38.0%Completion rate
Not availableAdmission rate
8,002Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
36% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
37% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$42,114Earnings are not a guarantee
Middle income$49,170Earnings are not a guarantee
Higher income$60,991Earnings are not a guarantee
Three-year repayment progress
Lower income36%
Middle income48%
Higher income57%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$41,541Year 1
$54,586Year 4
$52,415Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Undergraduate Certificate or Diploma$122,8302Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$113,2773Engineering, General · Undergraduate Certificate or Diploma$85,1444Dental Support Services and Allied Professions · Undergraduate Certificate or Diploma$84,2605Physics · Undergraduate Certificate or Diploma$80,7596Mathematics · Undergraduate Certificate or Diploma$78,4207Sports, Kinesiology, and Physical Education/Fitness · Undergraduate Certificate or Diploma$55,7198Business/Commerce, General · Undergraduate Certificate or Diploma$54,690Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma · $84,260 reported+150%vs same-degree national medianNot availablefederal debt2Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma · $113,277 reported+97%vs same-degree national medianNot availablefederal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingUndergraduate Certificate or Diploma · $122,830 reported+53%vs same-degree national median$15,000federal debt4Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $51,576 reported+50%vs same-degree national medianNot availablefederal debt5Sports, Kinesiology, and Physical Education/FitnessUndergraduate Certificate or Diploma · $55,719 reported+48%vs same-degree national median$8,864federal debt6Culinary Arts and Related ServicesUndergraduate Certificate or Diploma · $41,932 reported+37%vs same-degree national medianNot availablefederal debt
Comparable colleges in CA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
San Jose, CA
San Jose City College
- Annual net price
- $16,959
- Observed earnings · year 5
- $50,594
- Modeled 10-year ROI
- -77%
Bakersfield College
- Annual net price
- $14,621
- Observed earnings · year 5
- $50,635
- Modeled 10-year ROI
- -76%
Laney College
- Annual net price
- $17,110
- Observed earnings · year 5
- $49,278
- Modeled 10-year ROI
- -83%
College of Marin
- Annual net price
- $12,351
- Observed earnings · year 5
- $54,326
- Modeled 10-year ROI
- -59%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Undergraduate Certificate or Diploma | $122,830 | $15,000 | 47 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $113,277 | Not available | 16 |
| Engineering, General | Undergraduate Certificate or Diploma | $85,144 | Not available | 19 |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $84,260 | Not available | 0 |
| Physics | Undergraduate Certificate or Diploma | $80,759 | Not available | 25 |
| Mathematics | Undergraduate Certificate or Diploma | $78,420 | Not available | 34 |
| Sports, Kinesiology, and Physical Education/Fitness | Undergraduate Certificate or Diploma | $55,719 | $8,864 | 219 |
| Business/Commerce, General | Undergraduate Certificate or Diploma | $54,690 | Not available | 48 |
| Communication and Media Studies | Undergraduate Certificate or Diploma | $53,531 | Not available | 51 |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $51,576 | Not available | 47 |
| Liberal Arts and Sciences, General Studies and Humanities | Undergraduate Certificate or Diploma | $50,226 | $7,412 | 732 |
| Biology, General | Undergraduate Certificate or Diploma | $49,098 | Not available | 30 |
| Accounting and Related Services | Undergraduate Certificate or Diploma | $48,706 | Not available | 18 |
| Building/Construction Finishing, Management, and Inspection | Undergraduate Certificate or Diploma | $47,930 | Not available | 19 |
| Psychology, General | Undergraduate Certificate or Diploma | $47,847 | Not available | 99 |
| Sociology | Undergraduate Certificate or Diploma | $46,652 | Not available | 33 |
| Human Services, General | Undergraduate Certificate or Diploma | $44,052 | Not available | 10 |
| Romance Languages, Literatures, and Linguistics | Undergraduate Certificate or Diploma | $43,914 | Not available | 21 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $43,801 | Not available | 39 |
| Culinary Arts and Related Services | Undergraduate Certificate or Diploma | $41,932 | Not available | 8 |
| Human Development, Family Studies, and Related Services | Undergraduate Certificate or Diploma | $31,708 | Not available | 69 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.