Public · COLLEGE PAYOFF

Cameron University

Lawton, OK · 19 field-and-degree records

Earnings reported for 19 · Federal debt reported for 11

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$206,518 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

130.6 yrsTime to earn back the modeled cost
−92%Estimated return after 10 years
$46,713Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$206,518at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$223,6480
2
4
6
8
−$206,51810
Years after graduationBreak-even: 130.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$7,095
Sticker price
Published out-of-state tuition$16,515
Sticker price
Average net price$10,912
Title IV student average
Cost of attendance$19,862
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$7,095$16,515 for out-of-state students
Books and supplies$1,000Estimated academic-year allowance
On-campus housing and food$9,554$6,188 in other expenses reported separately
Estimated on-campus total$23,837Sum of available published components, before aid

Living off campus: $11,132 housing and food allowance plus $6,188 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$46,713 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Most students take at least some classes online.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online32%
1,374 students
Some online courses53%
2,257 students
No online courses15%
662 students
Undergraduates age 25+28%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

792 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in Oklahoma run 12% below the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall12% below U.S.
Goods6% below U.S.
Housing37% below U.S.
Utilities26% below U.S.
Other services5% below U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$10,912Average net price / year
$19,862Cost of attendance
$21,500Median federal student debt · completer borrowers
$228/moPublished 10-year payment estimate
$46,713Median earnings · year 5 after completion
30.7%Completion rate
Not availableAdmission rate
2,492Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Cameron University

What does Cameron University cost?

Cameron University reports an average annual net price of $10,912 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Cameron University graduates earn?

The observed median earnings figure is $46,713 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Cameron University graduates have?

Completer borrowers report median cumulative federal student debt of $21,500. Parent PLUS and private loans are not included.

Is every degree at Cameron University worth the same?

No. The current release contains 19 field-and-degree records for Cameron University; 19 report year-4 earnings and 11 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year37%Paid down at least $1 of principal
3 years39%Paid down at least $1 of principal
5 years48%Paid down at least $1 of principal
7 years55%Paid down at least $1 of principal
Students who completed$21,500Median federal debt · 574 borrowers
Students who withdrew$9,250Median federal debt · 1,295 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

4,409Students enrolled at any point
3,911Undergraduate students
498Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$8,752
$30–48k$10,555
$48–75k$11,919
$75–110k$16,504
$110k+$15,808
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$46,713
Year 6$33,447
Year 10$40,118
Full-time retention
67.2%
Part-time retention
20.0%
Completion within 200% of normal time
36.8%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students29%

Complete within 150% of the expected time

27% received a Pell Grant within eight years
Parent borrowing$7,161

Median Parent PLUS debt

28 parent borrowers in the reported cohort
First-generation students$11,686

Median federal student debt

37% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$36,383Earnings are not a guarantee
Middle income$43,580Earnings are not a guarantee
Higher income$49,551Earnings are not a guarantee
Three-year repayment progress
Lower income31%
Middle income48%
Higher income61%
Undergraduate student composition
White45%
Black9%
Hispanic19%
Asian2%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$36,427Year 1
$56,249Year 5
$65,986Year 10
Criminal Justice and Corrections.Bachelor’s degree · Broad federal field 43
$36,722Year 1
$45,260Year 5
$58,956Year 10
Clinical Psychology.Bachelor’s degree · Broad federal field 42
$26,890Year 1
$48,276Year 5
$55,464Year 10
Liberal Arts and Sciences, General Studies and Humanities.Bachelor’s degree · Broad federal field 24
$46,298Year 1
$58,734Year 5
$52,636Year 10
Bilingual, Multilingual, and Multicultural Education.Bachelor’s degree · Broad federal field 13
$39,769Year 1
$47,761Year 5
$52,071Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

53thEarnings percentile
12thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$52,726Median year-4 earnings across reportable program categories
$23,895Median federal debt across categories that report debt
21%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$39,756Year 1
$48,413Year 4
$46,713Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Business/Commerce, General · Master's Degree$106,8122Computer Science · Bachelor's Degree$83,5653Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$69,3314Computer and Information Sciences, General · Associate's Degree$67,0225Educational Administration and Supervision · Master's Degree$64,5136Health Services/Allied Health/Health Sciences, General · Associate's Degree$60,1537Accounting and Related Services · Bachelor's Degree$59,4068Business Administration, Management and Operations · Associate's Degree$53,145

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Computer and Information Sciences, GeneralAssociate's Degree · $67,022 reported+24%vs same-degree national median$22,000federal debt2Health Services/Allied Health/Health Sciences, GeneralAssociate's Degree · $60,153 reported+18%vs same-degree national median$19,396federal debt3Business Administration, Management and OperationsAssociate's Degree · $53,145 reported+9%vs same-degree national median$23,895federal debt4Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree · $69,331 reported+6%vs same-degree national median$23,425federal debt5Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree · $52,807 reported-3%vs same-degree national median$18,383federal debt6Educational Administration and SupervisionMaster's Degree · $64,513 reported-10%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in OK

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Miami, OK

Northeastern Oklahoma A&M College

Annual net price
$11,001
Observed earnings · year 5
$46,936
Modeled 10-year ROI
-91%
Open college profile →
Alva, OK

Northwestern Oklahoma State University

Annual net price
$10,104
Observed earnings · year 5
$48,321
Modeled 10-year ROI
-85%
Open college profile →
Tishomingo, OK

Murray State College

Annual net price
$12,844
Observed earnings · year 5
$47,620
Modeled 10-year ROI
-89%
Open college profile →
Warner, OK

Connors State College

Annual net price
$10,199
Observed earnings · year 5
$49,080
Modeled 10-year ROI
-82%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing all 19 field-and-degree records in the current release.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Business/Commerce, GeneralMaster's Degree$106,812Not availableNot reported
Computer ScienceBachelor's Degree$83,565Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$69,331$23,425Not reported
Computer and Information Sciences, GeneralAssociate's Degree$67,022$22,000Not reported
Educational Administration and SupervisionMaster's Degree$64,513Not availableNot reported
Health Services/Allied Health/Health Sciences, GeneralAssociate's Degree$60,153$19,396Not reported
Accounting and Related ServicesBachelor's Degree$59,406$28,017Not reported
Business Administration, Management and OperationsAssociate's Degree$53,145$23,895Not reported
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$52,807$18,383Not reported
Clinical, Counseling and Applied PsychologyMaster's Degree$52,726Not availableNot reported
Computer and Information Sciences, GeneralBachelor's Degree$49,021Not availableNot reported
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$47,675$26,189Not reported
Criminal Justice and CorrectionsBachelor's Degree$46,197$20,328Not reported
Business Administration, Management and OperationsBachelor's Degree$45,980$27,000Not reported
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$45,932Not availableNot reported
Agriculture, GeneralBachelor's Degree$44,175Not availableNot reported
Psychology, GeneralBachelor's Degree$44,045$27,625Not reported
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$39,904$27,375Not reported
Biology, GeneralBachelor's Degree$34,533Not availableNot reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.