10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$288,648at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Carl Albert State College
⌖ Poteau, OK · 10 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$288,648 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
Not availableModeled economic break-even
−121%Modeled 10-year ROI
$39,978Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Carl Albert State College
What does Carl Albert State College cost?
Carl Albert State College reports an average annual net price of $14,607 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Carl Albert State College graduates earn?
The observed median earnings figure is $39,978 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Carl Albert State College graduates have?
Completer borrowers report median cumulative federal student debt of $9,362. Parent PLUS and private loans are not included.
Is every degree at Carl Albert State College worth the same?
No. DegreeVerdict currently shows 10 field-and-credential outcomes at Carl Albert State College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$230,220
$8,000Annual price−$262,220
$15,000Current college-wide context−$290,220
$16,000Annual price−$294,220
$24,000Annual price−$326,220
$32,000Annual price−$358,220
$40,000Annual price−$390,220
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Associate degrees
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$14,607Average net price / year
$23,617Cost of attendance
$9,362Median federal student debt · completer borrowers
$99/moPublished 10-year payment estimate
$39,978Median earnings · year 5 after completion
43.1%Completion rate
Not availableAdmission rate
1,308Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
43% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
38% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$31,951Earnings are not a guarantee
Middle income$37,960Earnings are not a guarantee
Higher income$42,478Earnings are not a guarantee
Three-year repayment progress
Lower income33%
Middle income49%
Higher income56%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$26,862Year 1
$41,241Year 4
$39,978Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$74,9972Allied Health and Medical Assisting Services · Associate's Degree$49,4503Health Services/Allied Health/Health Sciences, General · Associate's Degree$44,9394Non-Professional Legal Studies · Associate's Degree$41,9425Business Administration, Management and Operations · Associate's Degree$40,0016Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$38,7717Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$36,5428Human Development, Family Studies, and Related Services · Associate's Degree$36,363Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Allied Health and Medical Assisting ServicesAssociate's Degree · $49,450 reported+17%vs same-degree national medianNot availablefederal debt2Human Development, Family Studies, and Related ServicesAssociate's Degree · $36,363 reported+6%vs same-degree national median$9,125federal debt3Non-Professional Legal StudiesAssociate's Degree · $41,942 reported+2%vs same-degree national medianNot availablefederal debt4Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree · $36,542 reported-3%vs same-degree national medianNot availablefederal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $74,997 reported-7%vs same-degree national median$13,625federal debt6Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $38,771 reported-12%vs same-degree national median$9,000federal debt
Comparable colleges in OK
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Seminole, OK
Seminole State College
- Annual net price
- $14,628
- Observed earnings · year 5
- $40,298
- Modeled 10-year ROI
- -120%
Canadian Valley Technology Center
- Annual net price
- $12,871
- Observed earnings · year 5
- $40,666
- Modeled 10-year ROI
- -119%
Southern Oklahoma Technology Center
- Annual net price
- $12,939
- Observed earnings · year 5
- $37,674
- Modeled 10-year ROI
- -132%
Eastern Oklahoma State College
- Annual net price
- $10,830
- Observed earnings · year 5
- $40,978
- Modeled 10-year ROI
- -118%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $74,997 | $13,625 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $49,450 | Not available | Not reported |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $44,939 | $10,738 | Not reported |
| Non-Professional Legal Studies | Associate's Degree | $41,942 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $40,001 | $10,568 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $38,771 | $9,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Associate's Degree | $36,542 | Not available | Not reported |
| Human Development, Family Studies, and Related Services | Associate's Degree | $36,363 | $9,125 | Not reported |
| Social Sciences, Other | Associate's Degree | $28,986 | $10,441 | Not reported |
| Human Development, Family Studies, and Related Services | Undergraduate Certificate or Diploma | $21,448 | Not available | 33 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.