Private nonprofit · COLLEGE PAYOFF

Central College

Pella, IA · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$209,658 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

42.8 yrsModeled economic break-even
−77%Modeled 10-year ROI
$51,385Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$209,658at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$273,5080
2
4
6
8
−$209,65810
Years after graduationBreak-even: 42.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$20,988
Sticker price
Published out-of-state tuition$20,988
Sticker price
Average net price$23,377
Title IV student average
Cost of attendance$37,773
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$23,377Average net price / year
$37,773Cost of attendance
$51,385Median earnings · year 5 after completion
66.2%Completion rate
86.2%Admission rate
1,070Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

65thEarnings percentile
61thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,714Year 1
$55,693Year 4
$51,385Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer Science · Bachelor's Degree$89,8382Accounting and Related Services · Bachelor's Degree$86,8683Business Administration, Management and Operations · Bachelor's Degree$68,0214Biology, General · Bachelor's Degree$59,5975Psychology, General · Bachelor's Degree$56,9416Sociology · Bachelor's Degree$51,9967Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$51,8148Communication and Media Studies · Bachelor's Degree$51,671

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Sioux Center, IA

Dordt University

Annual net price
$25,807
Observed earnings · year 5
$52,018
Modeled 10-year ROI
-75%
Open college profile →
Decorah, IA

Luther College

Annual net price
$23,097
Observed earnings · year 5
$54,417
Modeled 10-year ROI
-65%
Open college profile →
Orange City, IA

Northwestern College

Annual net price
$25,907
Observed earnings · year 5
$52,409
Modeled 10-year ROI
-74%
Open college profile →
Mount Vernon, IA

Cornell College

Annual net price
$23,634
Observed earnings · year 5
$48,083
Modeled 10-year ROI
-89%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Computer ScienceBachelor's Degree$89,838Not available
Accounting and Related ServicesBachelor's Degree$86,868$27,000
Business Administration, Management and OperationsBachelor's Degree$68,021$27,000
Biology, GeneralBachelor's Degree$59,597$27,000
Psychology, GeneralBachelor's Degree$56,941$27,000
SociologyBachelor's Degree$51,996$25,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$51,814$27,000
Communication and Media StudiesBachelor's Degree$51,671Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$50,707$27,000
Romance Languages, Literatures, and LinguisticsBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.