10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$268,324at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Central State University
⌖ Wilberforce, OH · 6 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$268,324 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
Not availableModeled economic break-even
−115%Modeled 10-year ROI
$41,406Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Central State University
What does Central State University cost?
Central State University reports an average annual net price of $13,096 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Central State University graduates earn?
The observed median earnings figure is $41,406 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Central State University graduates have?
Completer borrowers report median cumulative federal student debt of $30,739. Parent PLUS and private loans are not included.
Is every degree at Central State University worth the same?
No. DegreeVerdict currently shows 6 field-and-credential outcomes at Central State University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$215,940
$8,000Annual price−$247,940
$13,000Current college-wide context−$267,940
$16,000Annual price−$279,940
$24,000Annual price−$311,940
$32,000Annual price−$343,940
$40,000Annual price−$375,940
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- Rural
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Historically Black college or university · Land-grant institution
Cost, debt, completion and earnings context
$13,096Average net price / year
$21,929Cost of attendance
$30,739Median federal student debt · completer borrowers
$326/moPublished 10-year payment estimate
$41,406Median earnings · year 5 after completion
22.8%Completion rate
98.6%Admission rate
2,620Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
29% received a Pell Grant within eight yearsMedian Parent PLUS debt
553 parent borrowers in the reported cohortMedian federal student debt
17% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$32,043Earnings are not a guarantee
Middle income$37,765Earnings are not a guarantee
Higher income$36,525Earnings are not a guarantee
Three-year repayment progress
Lower income15%
Middle income19%
Higher income25%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Communication and Media Studies.Bachelor’s degree · Broad federal field 09
$28,392Year 1
$46,845Year 5
$58,609Year 10
Bilingual, Multilingual, and Multicultural Education.Bachelor’s degree · Broad federal field 13
$49,659Year 1
$49,855Year 5
$58,019Year 10
Clinical Psychology.Bachelor’s degree · Broad federal field 42
$36,215Year 1
$41,357Year 5
$57,301Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$41,079Year 1
$55,111Year 5
$53,181Year 10
Anthropology.Bachelor’s degree · Broad federal field 45
$36,903Year 1
$55,464Year 5
$43,047Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$29,583Year 1
$42,843Year 4
$41,406Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Social Work · Bachelor's Degree$47,8532Criminal Justice and Corrections · Bachelor's Degree$46,9143Business/Commerce, General · Bachelor's Degree$44,6624Psychology, General · Bachelor's Degree$39,6285Journalism · Bachelor's Degree$36,311Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Social WorkBachelor's Degree · $47,853 reported-8%vs same-degree national median$31,000federal debt2Criminal Justice and CorrectionsBachelor's Degree · $46,914 reported-15%vs same-degree national median$31,000federal debt3Psychology, GeneralBachelor's Degree · $39,628 reported-22%vs same-degree national median$31,485federal debt4Business/Commerce, GeneralBachelor's Degree · $44,662 reported-35%vs same-degree national median$31,569federal debt5JournalismBachelor's Degree · $36,311 reported-35%vs same-degree national median$32,125federal debt
Comparable colleges in OH
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Archbold, OH
Northwest State Community College
- Annual net price
- $13,555
- Observed earnings · year 5
- $43,447
- Modeled 10-year ROI
- -107%
Hocking College
- Annual net price
- $13,704
- Observed earnings · year 5
- $43,534
- Modeled 10-year ROI
- -106%
Eastland-Fairfield Career and Technical Schools
- Annual net price
- $15,732
- Observed earnings · year 5
- $43,022
- Modeled 10-year ROI
- -108%
Collins Career Technical Center
- Annual net price
- $9,468
- Observed earnings · year 5
- $42,467
- Modeled 10-year ROI
- -112%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Social Work | Bachelor's Degree | $47,853 | $31,000 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $46,914 | $31,000 | Not reported |
| Business/Commerce, General | Bachelor's Degree | $44,662 | $31,569 | Not reported |
| Psychology, General | Bachelor's Degree | $39,628 | $31,485 | Not reported |
| Journalism | Bachelor's Degree | $36,311 | $32,125 | Not reported |
| Biology, General | Bachelor's Degree | Not available | $30,731 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.