10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$412,272at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private for-profit · COLLEGE PAYOFF
Central Texas Beauty College-Temple
Temple, TX · 1 field-and-degree records
Earnings reported for 1 · Federal debt reported for 1
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$412,272 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−186%Estimated return after 10 years
$25,934Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$370,660
$8,000Annual price−$402,660
$10,000Current college-wide context−$410,660
$16,000Annual price−$434,660
$24,000Annual price−$466,660
$32,000Annual price−$498,660
$40,000Annual price−$530,660
HOW STUDENTS ATTEND · 2023-24
Attendance format is not fully reported.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- National Accrediting Commission of Career Arts and Sciences
- Main award level
- Certificates
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in Texas run 3% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$10,403Average net price / year
$14,040Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$25,934Median earnings · year 5 after completion
57.8%Completion rate
Not availableAdmission rate
32Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Central Texas Beauty College-Temple
What does Central Texas Beauty College-Temple cost?
Central Texas Beauty College-Temple reports an average annual net price of $10,403 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Central Texas Beauty College-Temple graduates earn?
The observed median earnings figure is $25,934 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Central Texas Beauty College-Temple graduates have?
Median federal debt for completer borrowers is not reportable in the current record.
Is every degree at Central Texas Beauty College-Temple worth the same?
No. The current release contains 1 field-and-degree records for Central Texas Beauty College-Temple; 1 report year-4 earnings and 1 report federal debt. Outcomes can differ substantially by field and degree level.
Who studied here during the year
275Students enrolled at any point
275Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
Pell receipt not reportedMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
Three-year repayment not reportedUndergraduate student composition
White38%
Black25%
Hispanic31%
Asian0%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$14,985Year 1
$28,691Year 4
$25,934Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$28,537Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
Comparable colleges in TX
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Round Rock, TX
Central Texas Beauty College-Round Rock
- Annual net price
- $9,892
- Observed earnings · year 5
- $25,934
- Modeled 10-year ROI
- -187%
Northwest Educational Center
- Annual net price
- $11,265
- Observed earnings · year 5
- $26,543
- Modeled 10-year ROI
- -182%
Interactive College of Technology
- Annual net price
- $12,629
- Observed earnings · year 5
- $24,378
- Modeled 10-year ROI
- -189%
South Texas Training Center
- Annual net price
- $8,314
- Observed earnings · year 5
- $23,679
- Modeled 10-year ROI
- -200%
Compare fields and degree levels
Showing all 1 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | $28,537 | $7,018 | 73 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.