10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$93,700at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Charter Oak State College
⌖ New Britain, CT · 8 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$93,700 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
16.3 yrsModeled economic break-even
−39%Modeled 10-year ROI
$59,956Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$15,815Average net price / year
$23,210Cost of attendance
$59,956Median earnings · year 5 after completion
66.7%Completion rate
Not availableAdmission rate
1,821Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$53,393Year 1
$62,128Year 4
$59,956Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer/Information Technology Administration and Management · Bachelor's Degree$96,2022Human Resources Management and Services · Master's Degree$85,3283Business Administration, Management and Operations · Bachelor's Degree$82,0694Health and Medical Administrative Services · Bachelor's Degree$72,4465Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$60,4786Liberal Arts and Sciences, General Studies and Humanities · Bachelor's Degree$54,3637Psychology, General · Bachelor's Degree$52,803Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CT
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Danbury, CT
Western Connecticut State University
- Annual net price
- $17,604
- Observed earnings · year 5
- $58,873
- Modeled 10-year ROI
- -45%
Central Connecticut State University
- Annual net price
- $16,857
- Observed earnings · year 5
- $63,695
- Modeled 10-year ROI
- -24%
Southern Connecticut State University
- Annual net price
- $20,857
- Observed earnings · year 5
- $58,062
- Modeled 10-year ROI
- -50%
Eastern Connecticut State University
- Annual net price
- $21,067
- Observed earnings · year 5
- $55,034
- Modeled 10-year ROI
- -62%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Computer/Information Technology Administration and Management | Bachelor's Degree | $96,202 | Not available |
| Human Resources Management and Services | Master's Degree | $85,328 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $82,069 | $26,630 |
| Health and Medical Administrative Services | Bachelor's Degree | $72,446 | $28,688 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $60,478 | $15,409 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $54,363 | $25,000 |
| Psychology, General | Bachelor's Degree | $52,803 | $22,779 |
| Criminal Justice and Corrections | Bachelor's Degree | Not available | $23,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.