Public · COLLEGE PAYOFF

Cincinnati State Technical and Community College

Cincinnati, OH · 25 field-and-degree records

Earnings reported for 20 · Federal debt reported for 24

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$133,852 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

30.3 yrsTime to earn back the modeled cost
−67%Estimated return after 10 years
$51,602Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$133,852at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$199,8720
2
4
6
8
−$133,85210
Years after graduationBreak-even: 30.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,517
Sticker price
Published out-of-state tuition$10,044
Sticker price
Average net price$4,968
Title IV student average
Cost of attendance$12,229
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$5,517$10,044 for out-of-state students
Books and supplies$2,169Estimated academic-year allowance
On-campus housing and foodNot availableOther expenses not reported
Estimated on-campus total$7,686Sum of available published components, before aid

Living off campus: $5,130 housing and food allowance plus $2,808 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$51,602 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Online study is a meaningful part of the student experience.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online26%
3,371 students
Some online courses33%
4,348 students
No online courses41%
5,469 students
Undergraduates age 25+32%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Certificates
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

4,428 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in Ohio run 7% below the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall7% below U.S.
Goods6% below U.S.
Housing27% below U.S.
Utilities4% below U.S.
Other services1% below U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$4,968Average net price / year
$12,229Cost of attendance
$14,715Median federal student debt · completer borrowers
$156/moPublished 10-year payment estimate
$51,602Median earnings · year 5 after completion
16.3%Completion rate
Not availableAdmission rate
5,667Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Cincinnati State Technical and Community College

What does Cincinnati State Technical and Community College cost?

Cincinnati State Technical and Community College reports an average annual net price of $4,968 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Cincinnati State Technical and Community College graduates earn?

The observed median earnings figure is $51,602 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Cincinnati State Technical and Community College graduates have?

Completer borrowers report median cumulative federal student debt of $14,715. Parent PLUS and private loans are not included.

Is every degree at Cincinnati State Technical and Community College worth the same?

No. The current release contains 25 field-and-degree records for Cincinnati State Technical and Community College; 20 report year-4 earnings and 24 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year25%Paid down at least $1 of principal
3 years32%Paid down at least $1 of principal
5 years36%Paid down at least $1 of principal
7 years43%Paid down at least $1 of principal
Students who completed$14,715Median federal debt · 587 borrowers
Students who withdrew$7,214Median federal debt · 4,156 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

14,494Students enrolled at any point
14,494Undergraduate students
Not availableGraduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$2,823
$30–48k$3,377
$48–75k$6,077
$75–110k$10,062
$110k+$11,878
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$51,602
Year 6$35,314
Year 10$40,137
Full-time retention
50.0%
Part-time retention
12.5%
Completion within 200% of normal time
Not available

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students17%

Complete within 150% of the expected time

24% received a Pell Grant within eight years
Parent borrowing$4,283

Median Parent PLUS debt

110 parent borrowers in the reported cohort
First-generation students$7,930

Median federal student debt

30% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$34,748Earnings are not a guarantee
Middle income$48,328Earnings are not a guarantee
Higher income$50,921Earnings are not a guarantee
Three-year repayment progress
Lower income24%
Middle income44%
Higher income57%
Undergraduate student composition
White47%
Black32%
Hispanic4%
Asian3%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Criminal Justice and Corrections.Associate degree · Broad federal field 43
$93,054Year 1
$75,801Year 5
$93,031Year 10
Architectural Engineering Technologies/Technicians.Certificate, less than 1 year · Broad federal field 15
$53,312Year 1
$68,521Year 5
$91,338Year 10
Computer Programming.Associate degree · Broad federal field 11
$49,357Year 1
$74,571Year 5
$87,772Year 10
Architectural Engineering Technologies/Technicians.Associate degree · Broad federal field 15
$54,948Year 1
$71,536Year 5
$80,877Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$58,246Year 1
$63,557Year 5
$72,943Year 10
Audiovisual Communications Technologies/Technicians.Associate degree · Broad federal field 10
$33,666Year 1
$46,093Year 5
$72,156Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$46,810Year 1
$51,414Year 5
$70,489Year 10
Accounting and Related Services.Certificate, less than 1 year · Broad federal field 52
$51,223Year 1
$59,848Year 5
$65,986Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

65thEarnings percentile
3thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$67,778Median year-4 earnings across reportable program categories
$17,909Median federal debt across categories that report debt
70%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$49,323Year 1
$59,235Year 4
$51,602Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Fire Protection · Associate's Degree$103,3022Computer Programming · Associate's Degree$86,9103Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$76,8974Mechanical Engineering Related Technologies/Technicians · Associate's Degree$74,8555Industrial Production Technologies/Technicians · Undergraduate Certificate or Diploma$72,5676Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$71,6907Electromechanical Technologies/Technicians · Associate's Degree$71,2458Clinical/Medical Laboratory Science/Research and Allied Professions · Associate's Degree$69,971

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Computer ProgrammingAssociate's Degree · $86,910 reported+50%vs same-degree national median$12,736federal debt2Fire ProtectionAssociate's Degree · $103,302 reported+40%vs same-degree national median$6,125federal debt3Health and Medical Administrative ServicesAssociate's Degree · $51,411 reported+39%vs same-degree national median$29,116federal debt4Drafting/Design Engineering Technologies/TechniciansUndergraduate Certificate or Diploma · $68,291 reported+28%vs same-degree national median$11,411federal debt5Industrial Production Technologies/TechniciansUndergraduate Certificate or Diploma · $72,567 reported+27%vs same-degree national medianNot availablefederal debt6Clinical/Medical Laboratory Science/Research and Allied ProfessionsAssociate's Degree · $69,971 reported+22%vs same-degree national median$19,388federal debt
BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Mansfield, OH

North Central State College

Annual net price
$4,687
Observed earnings · year 5
$50,753
Modeled 10-year ROI
-71%
Open college profile →
Marion, OH

Marion Technical College

Annual net price
$7,417
Observed earnings · year 5
$51,345
Modeled 10-year ROI
-70%
Open college profile →
Piqua, OH

Edison State Community College

Annual net price
$7,142
Observed earnings · year 5
$49,635
Modeled 10-year ROI
-78%
Open college profile →
Kirtland, OH

Lakeland Community College

Annual net price
$7,606
Observed earnings · year 5
$49,945
Modeled 10-year ROI
-76%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing all 25 field-and-degree records in the current release.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Fire ProtectionAssociate's Degree$103,302$6,125Not reported
Computer ProgrammingAssociate's Degree$86,910$12,736Not reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$76,897$26,903Not reported
Mechanical Engineering Related Technologies/TechniciansAssociate's Degree$74,855$15,017Not reported
Industrial Production Technologies/TechniciansUndergraduate Certificate or Diploma$72,567Not available9
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$71,690$22,336Not reported
Electromechanical Technologies/TechniciansAssociate's Degree$71,245$11,000Not reported
Clinical/Medical Laboratory Science/Research and Allied ProfessionsAssociate's Degree$69,971$19,388Not reported
Civil Engineering Technologies/TechniciansAssociate's Degree$69,933$20,721Not reported
Drafting/Design Engineering Technologies/TechniciansUndergraduate Certificate or Diploma$68,291$11,411Not reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$67,265$11,00046
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$59,291$21,43852
Business Administration, Management and OperationsAssociate's Degree$55,915$16,689Not reported
Accounting and Related ServicesAssociate's Degree$54,262$18,516Not reported
Health and Medical Administrative ServicesAssociate's Degree$51,411$29,116Not reported
Computer/Information Technology Administration and ManagementAssociate's Degree$47,034$20,167Not reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$46,515$15,338Not reported
MarketingAssociate's Degree$43,877$18,341Not reported
Allied Health and Medical Assisting ServicesAssociate's Degree$41,670$22,525Not reported
Mental and Social Health Services and Allied ProfessionsUndergraduate Certificate or Diploma$28,961$17,47731
Real EstateUndergraduate Certificate or DiplomaNot available$25,66725
Audiovisual Communications Technologies/TechniciansAssociate's DegreeNot available$13,511Not reported
Culinary Arts and Related ServicesAssociate's DegreeNot available$12,145Not reported
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's DegreeNot available$20,710Not reported
Computer Engineering Technologies/TechniciansAssociate's DegreeNot available$17,246Not reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.