10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$302,660at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Covenant College
⌖ Lookout Mountain, GA · 5 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$302,660 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−106%Modeled 10-year ROI
$43,240Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$26,265Average net price / year
$57,467Cost of attendance
$43,240Median earnings · year 5 after completion
71.5%Completion rate
86.5%Admission rate
939Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$31,880Year 1
$48,802Year 4
$43,240Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business/Commerce, General · Bachelor's Degree$75,1862Economics · Bachelor's Degree$62,7613Multi-/Interdisciplinary Studies, General · Bachelor's Degree$44,9094Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$43,0775Psychology, General · Bachelor's Degree$42,517Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in GA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Mount Vernon, GA
Brewton-Parker Christian University
- Annual net price
- $26,054
- Observed earnings · year 5
- $44,089
- Modeled 10-year ROI
- -103%
Point University
- Annual net price
- $25,335
- Observed earnings · year 5
- $42,134
- Modeled 10-year ROI
- -110%
Gupton Jones College of Funeral Service
- Annual net price
- $29,047
- Observed earnings · year 5
- $45,374
- Modeled 10-year ROI
- -99%
Young Harris College
- Annual net price
- $22,034
- Observed earnings · year 5
- $46,494
- Modeled 10-year ROI
- -94%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business/Commerce, General | Bachelor's Degree | $75,186 | $21,600 |
| Economics | Bachelor's Degree | $62,761 | Not available |
| Multi-/Interdisciplinary Studies, General | Bachelor's Degree | $44,909 | $22,500 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $43,077 | Not available |
| Psychology, General | Bachelor's Degree | $42,517 | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.