10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$99,814at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Emmanuel College
⌖ Boston, MA · 18 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$99,814 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
15.3 yrsModeled economic break-even
−35%Modeled 10-year ROI
$63,701Observed earnings · year 5
$1,753Maximum annual price for positive 10-year payoff
The price benchmark would need to fall by $24,954 per year to reach it.
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate itWhat the numbers say about Emmanuel College
What does Emmanuel College cost?
Emmanuel College reports an average annual net price of $26,706 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Emmanuel College graduates earn?
The observed median earnings figure is $63,701 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Emmanuel College graduates have?
Completer borrowers report median cumulative federal student debt of $27,000. Parent PLUS and private loans are not included.
Is every degree at Emmanuel College worth the same?
No. DegreeVerdict currently shows 18 field-and-credential outcomes at Emmanuel College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$7,010
$8,000Annual price−$24,990
$16,000Annual price−$56,990
$24,000Annual price−$88,990
$27,000Current college-wide context−$100,990
$32,000Annual price−$120,990
$40,000Annual price−$152,990
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$26,706Average net price / year
$65,252Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$63,701Median earnings · year 5 after completion
67.5%Completion rate
75.6%Admission rate
1,854Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
61% received a Pell Grant within eight yearsMedian Parent PLUS debt
285 parent borrowers in the reported cohortMedian federal student debt
67% making progress in repayment after three yearsThree-year repayment progress
Lower income65%
Middle income68%
Higher income76%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$41,517Year 1
$63,280Year 4
$63,701Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$101,2312Human Resources Management and Services · Master's Degree$93,4073Marketing · Bachelor's Degree$78,3384Biology, General · Bachelor's Degree$69,2695Economics · Bachelor's Degree$68,9056Criminology · Bachelor's Degree$67,8147Business Administration, Management and Operations · Bachelor's Degree$65,6258Design and Applied Arts · Bachelor's Degree$63,616Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Design and Applied ArtsBachelor's Degree · $63,616 reported+24%vs same-degree national median$27,000federal debt2Clinical, Counseling and Applied PsychologyBachelor's Degree · $62,013 reported+23%vs same-degree national median$27,000federal debt3CriminologyBachelor's Degree · $67,814 reported+22%vs same-degree national median$26,348federal debt4Biology, GeneralBachelor's Degree · $69,269 reported+21%vs same-degree national median$27,000federal debt5Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $55,866 reported+18%vs same-degree national median$27,000federal debt6MarketingBachelor's Degree · $78,338 reported+13%vs same-degree national median$27,000federal debt
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Worcester, MA
Clark University
- Annual net price
- $28,714
- Observed earnings · year 5
- $63,150
- Modeled 10-year ROI
- -38%
Wellesley College
- Annual net price
- $25,496
- Observed earnings · year 5
- $66,433
- Modeled 10-year ROI
- -24%
Regis College
- Annual net price
- $27,477
- Observed earnings · year 5
- $67,681
- Modeled 10-year ROI
- -22%
Assumption University
- Annual net price
- $29,498
- Observed earnings · year 5
- $65,990
- Modeled 10-year ROI
- -30%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $101,231 | Not available | Not reported |
| Human Resources Management and Services | Master's Degree | $93,407 | Not available | Not reported |
| Marketing | Bachelor's Degree | $78,338 | $27,000 | Not reported |
| Biology, General | Bachelor's Degree | $69,269 | $27,000 | Not reported |
| Economics | Bachelor's Degree | $68,905 | $27,000 | Not reported |
| Criminology | Bachelor's Degree | $67,814 | $26,348 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $65,625 | $26,000 | 2 |
| Design and Applied Arts | Bachelor's Degree | $63,616 | $27,000 | Not reported |
| Clinical, Counseling and Applied Psychology | Bachelor's Degree | $62,013 | $27,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $60,110 | $27,000 | Not reported |
| Research and Experimental Psychology | Bachelor's Degree | $60,022 | $27,000 | Not reported |
| Political Science and Government | Bachelor's Degree | $58,364 | $26,500 | Not reported |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $57,341 | $27,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $55,866 | $27,000 | Not reported |
| International/Globalization Studies | Bachelor's Degree | $51,255 | $27,000 | Not reported |
| English Language and Literature/Letters, Other | Bachelor's Degree | Not available | $27,000 | Not reported |
| Neurobiology and Neurosciences | Bachelor's Degree | Not available | $27,000 | Not reported |
| History | Bachelor's Degree | Not available | $27,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.