10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$223,770at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Gateway Community and Technical College
⌖ Florence, KY · 18 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$223,770 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
Not availableModeled economic break-even
−110%Modeled 10-year ROI
$42,913Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Gateway Community and Technical College
What does Gateway Community and Technical College cost?
Gateway Community and Technical College reports an average annual net price of $5,725 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Gateway Community and Technical College graduates earn?
The observed median earnings figure is $42,913 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Gateway Community and Technical College graduates have?
Completer borrowers report median cumulative federal student debt of $10,711. Parent PLUS and private loans are not included.
Is every degree at Gateway Community and Technical College worth the same?
No. DegreeVerdict currently shows 18 field-and-credential outcomes at Gateway Community and Technical College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$200,870
$6,000Current college-wide context−$224,870
$8,000Annual price−$232,870
$16,000Annual price−$264,870
$24,000Annual price−$296,870
$32,000Annual price−$328,870
$40,000Annual price−$360,870
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Certificates
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$5,725Average net price / year
$14,075Cost of attendance
$10,711Median federal student debt · completer borrowers
$114/moPublished 10-year payment estimate
$42,913Median earnings · year 5 after completion
59.1%Completion rate
Not availableAdmission rate
3,167Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
46% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
27% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$30,950Earnings are not a guarantee
Middle income$43,584Earnings are not a guarantee
Higher income$47,100Earnings are not a guarantee
Three-year repayment progress
Lower income20%
Middle income43%
Higher income48%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$44,644Year 1
$47,990Year 4
$42,913Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$88,8172Heavy/Industrial Equipment Maintenance Technologies/Technicians · Undergraduate Certificate or Diploma$68,2963Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$68,0474Computer and Information Sciences, General · Undergraduate Certificate or Diploma$60,6525Precision Metal Working · Undergraduate Certificate or Diploma$60,5076Computer and Information Sciences, General · Associate's Degree$59,3327Multi/Interdisciplinary Studies, Other · Associate's Degree$56,0008Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$54,395Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Electrical and Power Transmission InstallersUndergraduate Certificate or Diploma · $68,047 reported+28%vs same-degree national median$6,500federal debt2Precision Metal WorkingUndergraduate Certificate or Diploma · $60,507 reported+24%vs same-degree national median$9,041federal debt3Computer and Information Sciences, GeneralUndergraduate Certificate or Diploma · $60,652 reported+19%vs same-degree national median$10,313federal debt4Multi/Interdisciplinary Studies, OtherAssociate's Degree · $56,000 reported+11%vs same-degree national median$9,000federal debt5Teaching Assistants/AidesAssociate's Degree · $40,586 reported+11%vs same-degree national median$12,656federal debt6Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $88,817 reported+10%vs same-degree national median$23,376federal debt
Comparable colleges in KY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Lexington, KY
Bluegrass Community and Technical College
- Annual net price
- $6,113
- Observed earnings · year 5
- $42,564
- Modeled 10-year ROI
- -112%
Elizabethtown Community and Technical College
- Annual net price
- $5,143
- Observed earnings · year 5
- $42,090
- Modeled 10-year ROI
- -115%
Madisonville Community College
- Annual net price
- $5,406
- Observed earnings · year 5
- $41,680
- Modeled 10-year ROI
- -116%
Owensboro Community and Technical College
- Annual net price
- $5,800
- Observed earnings · year 5
- $40,186
- Modeled 10-year ROI
- -124%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $88,817 | $23,376 | Not reported |
| Heavy/Industrial Equipment Maintenance Technologies/Technicians | Undergraduate Certificate or Diploma | $68,296 | $5,625 | 26 |
| Electrical and Power Transmission Installers | Undergraduate Certificate or Diploma | $68,047 | $6,500 | 40 |
| Computer and Information Sciences, General | Undergraduate Certificate or Diploma | $60,652 | $10,313 | 44 |
| Precision Metal Working | Undergraduate Certificate or Diploma | $60,507 | $9,041 | 67 |
| Computer and Information Sciences, General | Associate's Degree | $59,332 | $16,050 | Not reported |
| Multi/Interdisciplinary Studies, Other | Associate's Degree | $56,000 | $9,000 | Not reported |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $54,395 | $6,000 | 35 |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $51,140 | $8,799 | 40 |
| Business Administration, Management and Operations | Undergraduate Certificate or Diploma | $48,177 | $13,000 | 37 |
| Business Administration, Management and Operations | Associate's Degree | $47,741 | $13,393 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $44,425 | $12,400 | Not reported |
| Teaching Assistants/Aides | Associate's Degree | $40,586 | $12,656 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $39,699 | $9,932 | Not reported |
| Human Services, General | Associate's Degree | $31,947 | $21,100 | Not reported |
| Human Development, Family Studies, and Related Services | Undergraduate Certificate or Diploma | Not available | $11,071 | 8 |
| Heavy/Industrial Equipment Maintenance Technologies/Technicians | Associate's Degree | Not available | $12,000 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | Not available | $8,740 | 32 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.