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Private for-profit · COLLEGE PAYOFF

Graduate America College

⌖ Garland, TX · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$484,394 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−204%Modeled 10-year ROI

$20,341Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$484,394at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$237,8040

−$484,39410

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available

Sticker price

Published out-of-state tuitionNot available

Sticker price

Average net price$14,451

Title IV student average

Cost of attendance$19,482

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,451Average net price / year

$19,482Cost of attendance

$20,341Median earnings · year 5 after completion

93.0%Completion rate

Not availableAdmission rate

62Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

6thEarnings percentile

94thCompletion percentile

EARNINGS PATH

Reported earnings over time

$20,289Year 1

$24,563Year 4

$20,341Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$24,835

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Lubbock, TX

Texas College of Cosmetology-Lubbock

Annual net price: $14,950
Observed earnings · year 5: $20,081
Modeled 10-year ROI: -204%

Open college profile →Abilene, TX

Texas College of Cosmetology-Abilene

Annual net price: $15,047
Observed earnings · year 5: $20,081
Modeled 10-year ROI: -204%

Open college profile →San Angelon, TX

Texas College of Cosmetology-San Angelo

Annual net price: $15,471
Observed earnings · year 5: $20,081
Modeled 10-year ROI: -203%

Open college profile →San Antonio, TX

Alamo City Barber College

Annual net price: $13,347
Observed earnings · year 5: $19,456
Modeled 10-year ROI: -209%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Cosmetology and Related Personal Grooming Services	Undergraduate Certificate or Diploma	$24,835	Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.