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Private nonprofit · COLLEGE PAYOFF

Hobe Sound Bible College

⌖ Hobe Sound, FL · 0 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$416,336 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−182%Modeled 10-year ROI

$26,196Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$416,336at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$228,2960

−$416,33610

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$9,068

Sticker price

Published out-of-state tuition$9,068

Sticker price

Average net price$12,074

Title IV student average

Cost of attendance$18,838

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$12,074Average net price / year

$18,838Cost of attendance

$26,196Median earnings · year 5 after completion

50.0%Completion rate

Not availableAdmission rate

112Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

16thEarnings percentile

38thCompletion percentile

EARNINGS PATH

Reported earnings over time

Not availableYear 1

$37,793Year 4

$26,196Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in FL

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Clearwater, FL

Ultimate Medical Academy

Annual net price: $20,457
Observed earnings · year 5: $26,967
Modeled 10-year ROI: -169%

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Jones Technical Institute

Annual net price: $25,462
Observed earnings · year 5: $26,634
Modeled 10-year ROI: -165%

Open college profile →Graceville, FL

Baptist University of Florida

Annual net price: $10,372
Observed earnings · year 5: $39,891
Modeled 10-year ROI: -123%

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Trinity College of Jacksonville

Annual net price: $20,011
Observed earnings · year 5: $35,029
Modeled 10-year ROI: -138%

Open college profile →

PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.