10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$276,006at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Houghton University
⌖ Houghton, NY · 5 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$276,006 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−105%Modeled 10-year ROI
$43,607Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$20,519Average net price / year
$31,143Cost of attendance
$43,607Median earnings · year 5 after completion
65.2%Completion rate
88.7%Admission rate
753Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$27,345Year 1
$41,835Year 4
$43,607Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Bachelor's Degree$60,3932Communication and Media Studies · Bachelor's Degree$45,1343Psychology, General · Bachelor's Degree$37,8224Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$31,881Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
New York, NY
Gemological Institute of America-New York
- Annual net price
- $18,977
- Observed earnings · year 5
- $44,504
- Modeled 10-year ROI
- -102%
EDP School
- Annual net price
- $16,787
- Observed earnings · year 5
- $41,901
- Modeled 10-year ROI
- -113%
Apex Technical School
- Annual net price
- $14,826
- Observed earnings · year 5
- $43,190
- Modeled 10-year ROI
- -108%
Villa Maria College
- Annual net price
- $13,494
- Observed earnings · year 5
- $43,596
- Modeled 10-year ROI
- -106%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Bachelor's Degree | $60,393 | $21,450 |
| Communication and Media Studies | Bachelor's Degree | $45,134 | Not available |
| Psychology, General | Bachelor's Degree | $37,822 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $31,881 | Not available |
| Biology, General | Bachelor's Degree | Not available | $28,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.