10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$194,198at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Hudson County Community College
⌖ Jersey City, NJ · 12 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$194,198 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
139.2 yrsModeled economic break-even
−93%Modeled 10-year ROI
$46,503Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Hudson County Community College
What does Hudson County Community College cost?
Hudson County Community College reports an average annual net price of $7,307 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Hudson County Community College graduates earn?
The observed median earnings figure is $46,503 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Hudson County Community College graduates have?
Completer borrowers report median cumulative federal student debt of $10,500. Parent PLUS and private loans are not included.
Is every degree at Hudson County Community College worth the same?
No. DegreeVerdict currently shows 12 field-and-credential outcomes at Hudson County Community College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$164,970
$7,000Current college-wide context−$192,970
$8,000Current college-wide context−$196,970
$16,000Annual price−$228,970
$24,000Annual price−$260,970
$32,000Annual price−$292,970
$40,000Annual price−$324,970
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$7,307Average net price / year
$15,469Cost of attendance
$10,500Median federal student debt · completer borrowers
$111/moPublished 10-year payment estimate
$46,503Median earnings · year 5 after completion
25.7%Completion rate
Not availableAdmission rate
6,626Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
25% received a Pell Grant within eight yearsMedian Parent PLUS debt
23 parent borrowers in the reported cohortMedian federal student debt
42% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$32,516Earnings are not a guarantee
Middle income$40,800Earnings are not a guarantee
Higher income$47,416Earnings are not a guarantee
Three-year repayment progress
Lower income37%
Middle income46%
Higher income48%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$74,301Year 1
$91,408Year 5
$105,799Year 10
Computer Programming.Associate degree · Broad federal field 11
$28,969Year 1
$69,536Year 5
$89,177Year 10
Architectural Engineering Technologies/Technicians.Associate degree · Broad federal field 15
$36,903Year 1
$64,930Year 5
$87,772Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$45,751Year 1
$75,035Year 5
$71,441Year 10
Accounting and Related Services.Associate degree · Broad federal field 52
$35,823Year 1
$55,363Year 5
$68,045Year 10
Accounting and Computer Science.Associate degree · Broad federal field 30
$27,777Year 1
$47,510Year 5
$61,827Year 10
Liberal Arts and Sciences, General Studies and Humanities.Associate degree · Broad federal field 24
$30,427Year 1
$46,768Year 5
$59,938Year 10
Criminal Justice and Corrections.Associate degree · Broad federal field 43
$34,002Year 1
$45,751Year 5
$55,746Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$28,176Year 1
$44,020Year 4
$46,503Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$82,8972Engineering Science · Associate's Degree$69,9663Electrical/Electronic Engineering Technologies/Technicians · Associate's Degree$61,3924Computer and Information Sciences, General · Associate's Degree$59,4805Criminal Justice and Corrections · Associate's Degree$53,4716Accounting and Related Services · Associate's Degree$52,1957Business Administration, Management and Operations · Associate's Degree$50,1148Health Services/Allied Health/Health Sciences, General · Associate's Degree$44,758Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Criminal Justice and CorrectionsAssociate's Degree · $53,471 reported+14%vs same-degree national medianNot availablefederal debt2Computer and Information Sciences, GeneralAssociate's Degree · $59,480 reported+10%vs same-degree national median$16,697federal debt3Accounting and Related ServicesAssociate's Degree · $52,195 reported+10%vs same-degree national median$7,500federal debt4Business Administration, Management and OperationsAssociate's Degree · $50,114 reported+3%vs same-degree national median$8,000federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $82,897 reported+3%vs same-degree national median$21,000federal debt6Fine and Studio ArtsAssociate's Degree · $31,361 reported-1%vs same-degree national median$6,899federal debt
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Paterson, NJ
Passaic County Community College
- Annual net price
- $7,761
- Observed earnings · year 5
- $46,396
- Modeled 10-year ROI
- -93%
Warren County Community College
- Annual net price
- $5,726
- Observed earnings · year 5
- $47,963
- Modeled 10-year ROI
- -85%
Atlantic Cape Community College
- Annual net price
- $8,392
- Observed earnings · year 5
- $44,105
- Modeled 10-year ROI
- -104%
Rowan College of South Jersey-Cumberland Campus
- Annual net price
- $10,562
- Observed earnings · year 5
- $46,261
- Modeled 10-year ROI
- -94%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $82,897 | $21,000 | Not reported |
| Engineering Science | Associate's Degree | $69,966 | $7,000 | Not reported |
| Electrical/Electronic Engineering Technologies/Technicians | Associate's Degree | $61,392 | Not available | Not reported |
| Computer and Information Sciences, General | Associate's Degree | $59,480 | $16,697 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $53,471 | Not available | Not reported |
| Accounting and Related Services | Associate's Degree | $52,195 | $7,500 | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $50,114 | $8,000 | Not reported |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $44,758 | $10,587 | Not reported |
| Biological and Physical Sciences | Associate's Degree | $43,419 | $6,128 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $39,675 | $10,000 | Not reported |
| Culinary Arts and Related Services | Associate's Degree | $38,349 | $12,900 | Not reported |
| Fine and Studio Arts | Associate's Degree | $31,361 | $6,899 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.