Public · COLLEGE PAYOFF

Hudson Valley Community College

Troy, NY · 23 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$129,974 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

25.5 yrsModeled economic break-even
−61%Modeled 10-year ROI
$53,403Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$129,974at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$214,0040
2
4
6
8
−$129,97410
Years after graduationBreak-even: 25.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,796
Sticker price
Published out-of-state tuition$11,852
Sticker price
Average net price$8,501
Title IV student average
Cost of attendance$15,757
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$8,501Average net price / year
$15,757Cost of attendance
$53,403Median earnings · year 5 after completion
35.0%Completion rate
Not availableAdmission rate
6,499Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

69thEarnings percentile
18thCompletion percentile
EARNINGS PATH

Reported earnings over time

$42,310Year 1
$54,719Year 4
$53,403Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$85,1662Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$83,4433Electrical/Electronic Engineering Technologies/Technicians · Associate's Degree$81,2764Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$75,7775Engineering, General · Associate's Degree$73,2046Electrical and Power Transmission Installers · Associate's Degree$69,3987Industrial Production Technologies/Technicians · Associate's Degree$67,7028Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Associate's Degree$64,515

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Riverhead, NY

Eastern Suffolk BOCES

Annual net price
$10,121
Observed earnings · year 5
$54,488
Modeled 10-year ROI
-57%
Open college profile →
Middletown, NY

Orange County Community College

Annual net price
$6,794
Observed earnings · year 5
$52,137
Modeled 10-year ROI
-66%
Open college profile →
Oakdale, NY

Eastern Suffolk BOCES

Annual net price
$11,330
Observed earnings · year 5
$54,488
Modeled 10-year ROI
-58%
Open college profile →
Garden City, NY

Nassau Community College

Annual net price
$7,095
Observed earnings · year 5
$50,850
Modeled 10-year ROI
-72%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$85,166$19,929
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$83,443$27,436
Electrical/Electronic Engineering Technologies/TechniciansAssociate's Degree$81,276Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$75,777$20,464
Engineering, GeneralAssociate's Degree$73,204$9,000
Electrical and Power Transmission InstallersAssociate's Degree$69,398$11,973
Industrial Production Technologies/TechniciansAssociate's Degree$67,702Not available
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Associate's Degree$64,515$12,000
Dental Support Services and Allied ProfessionsAssociate's Degree$62,598$16,515
Information Science/StudiesAssociate's Degree$61,679$8,942
Computer/Information Technology Administration and ManagementAssociate's Degree$59,472$11,491
Construction Engineering Technology/TechnicianAssociate's Degree$58,190Not available
Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree$53,029$10,275
Business Administration, Management and OperationsAssociate's Degree$51,266$9,250
Criminal Justice and CorrectionsAssociate's Degree$47,627$10,700
Health and Medical Administrative ServicesAssociate's Degree$47,573Not available
Accounting and Related ServicesAssociate's Degree$47,322$13,250
Mental and Social Health Services and Allied ProfessionsAssociate's Degree$46,782$10,292
Computer Software and Media ApplicationsAssociate's Degree$41,976$9,926
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$41,374$10,046
Human Services, GeneralAssociate's Degree$38,446$11,925
Human Development, Family Studies, and Related ServicesAssociate's Degree$37,320$8,216
Fine and Studio ArtsAssociate's Degree$25,831Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.