Private nonprofit · COLLEGE PAYOFF

Illinois College

Jacksonville, IL · 7 field-and-degree records

Earnings reported for 6 · Federal debt reported for 6

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$197,722 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

45.6 yrsTime to earn back the modeled cost
−78%Estimated return after 10 years
$50,547Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$197,722at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$253,1920
2
4
6
8
−$197,72210
Years after graduationBreak-even: 45.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$38,676
Sticker price
Published out-of-state tuition$38,676
Sticker price
Average net price$18,298
Title IV student average
Cost of attendance$48,955
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$38,676Same reported price regardless of residency
Books and suppliesNot availableEstimated academic-year allowance
On-campus housing and food$12,026$1,500 in other expenses reported separately
Estimated on-campus total$52,202Sum of available published components, before aid

Living off campus: $7,498 housing and food allowance plus $1,500 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$50,547 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Most students study without distance-education courses.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online15%
162 students
Some online courses8.0%
85 students
No online courses77%
818 students
Undergraduates age 25+6.5%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
Town
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
STATE PRICE CONTEXT · 2024

Prices in Illinois run 0% below the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall0% below U.S.
Goods4% above U.S.
Housing6% below U.S.
Utilities15% below U.S.
Other services0% above U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$18,298Average net price / year
$48,955Cost of attendance
$25,565Median federal student debt · completer borrowers
$271/moPublished 10-year payment estimate
$50,547Median earnings · year 5 after completion
63.8%Completion rate
78.2%Admission rate
1,064Average SAT score
21ACT midpoint
930Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Illinois College

What does Illinois College cost?

Illinois College reports an average annual net price of $18,298 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Illinois College graduates earn?

The observed median earnings figure is $50,547 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Illinois College graduates have?

Completer borrowers report median cumulative federal student debt of $25,565. Parent PLUS and private loans are not included.

Is every degree at Illinois College worth the same?

No. The current release contains 7 field-and-degree records for Illinois College; 6 report year-4 earnings and 6 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year69%Paid down at least $1 of principal
3 years77%Paid down at least $1 of principal
5 years84%Paid down at least $1 of principal
7 years87%Paid down at least $1 of principal
Students who completed$25,565Median federal debt · 358 borrowers
Students who withdrew$6,274Median federal debt · 298 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

1,071Students enrolled at any point
1,064Undergraduate students
7Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$12,487
$30–48k$10,910
$48–75k$12,569
$75–110k$16,826
$110k+$25,788
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$50,547
Year 6$40,110
Year 10$52,575
Full-time retention
70.6%
Part-time retention
Not available
Completion within 200% of normal time
67.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students57%

Complete within 150% of the expected time

62% received a Pell Grant within eight years
Parent borrowing$16,745

Median Parent PLUS debt

143 parent borrowers in the reported cohort
First-generation students$12,490

Median federal student debt

81% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$46,679Earnings are not a guarantee
Middle income$49,185Earnings are not a guarantee
Higher income$63,270Earnings are not a guarantee
Three-year repayment progress
Lower income56%
Middle income82%
Higher income88%
Undergraduate student composition
White72%
Black9%
Hispanic10%
Asian1%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

63thEarnings percentile
58thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$54,683Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
0%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$37,109Year 1
$50,691Year 4
$50,547Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Finance and Financial Management Services · Bachelor's Degree$74,7572Accounting and Related Services · Bachelor's Degree$67,9823Business Administration, Management and Operations · Bachelor's Degree$57,7394Biology, General · Bachelor's Degree$51,6265Rhetoric and Composition/Writing Studies · Bachelor's Degree$45,7166Psychology, General · Bachelor's Degree$45,388

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Rhetoric and Composition/Writing StudiesBachelor's Degree · $45,716 reported-6%vs same-degree national medianNot availablefederal debt2Biology, GeneralBachelor's Degree · $51,626 reported-10%vs same-degree national median$26,533federal debt3Finance and Financial Management ServicesBachelor's Degree · $74,757 reported-10%vs same-degree national median$27,000federal debt4Psychology, GeneralBachelor's Degree · $45,388 reported-10%vs same-degree national median$27,000federal debt5Accounting and Related ServicesBachelor's Degree · $67,982 reported-11%vs same-degree national median$27,000federal debt6Business Administration, Management and OperationsBachelor's Degree · $57,739 reported-15%vs same-degree national median$27,000federal debt
BUILD A REAL SHORTLIST

Comparable colleges in IL

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Carlinville, IL

Blackburn College

Annual net price
$18,460
Observed earnings · year 5
$49,562
Modeled 10-year ROI
-82%
Open college profile →
Quincy, IL

Quincy University

Annual net price
$20,359
Observed earnings · year 5
$50,581
Modeled 10-year ROI
-79%
Open college profile →
Monmouth, IL

Monmouth College

Annual net price
$17,133
Observed earnings · year 5
$49,373
Modeled 10-year ROI
-82%
Open college profile →
Eureka, IL

Eureka College

Annual net price
$17,349
Observed earnings · year 5
$47,962
Modeled 10-year ROI
-88%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing all 7 field-and-degree records in the current release.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Finance and Financial Management ServicesBachelor's Degree$74,757$27,000Not reported
Accounting and Related ServicesBachelor's Degree$67,982$27,000Not reported
Business Administration, Management and OperationsBachelor's Degree$57,739$27,000Not reported
Biology, GeneralBachelor's Degree$51,626$26,533Not reported
Rhetoric and Composition/Writing StudiesBachelor's Degree$45,716Not availableNot reported
Psychology, GeneralBachelor's Degree$45,388$27,000Not reported
Health Services/Allied Health/Health Sciences, GeneralBachelor's DegreeNot available$27,000Not reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.