Public · COLLEGE PAYOFF

Illinois State University

Normal, IL · 73 field-and-degree records

Earnings reported for 72 · Federal debt reported for 54

Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff

−$97,532 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

16.1 yrsTime to earn back the modeled cost
−38%Estimated return after 10 years
$61,006Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question

What do you want to understand?

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$97,532at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$257,5920
2
4
6
8
−$97,53210
Years after graduationBreak-even: 16.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$16,144
Sticker price
Published out-of-state tuition$28,210
Sticker price
Average net price$19,398
Title IV student average
Cost of attendance$34,309
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PUBLISHED STUDENT BUDGET · 2024–25

What makes up the annual price?

Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.

Tuition and required fees$16,144$28,210 for out-of-state students
Books and supplies$830Estimated academic-year allowance
On-campus housing and food$11,754$5,874 in other expenses reported separately
Estimated on-campus total$34,602Sum of available published components, before aid

Living off campus: $12,194 housing and food allowance plus $7,338 in other expenses.

Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$61,006 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
HOW STUDENTS ATTEND · 2023-24

Online study is a meaningful part of the student experience.

IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.

Fully online7.4%
1,696 students
Some online courses56%
12,907 students
No online courses36%
8,289 students
Undergraduates age 25+4.2%
Share of undergraduate enrollment

Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.

College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
Suburban
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
DUAL-ENROLLMENT CONTEXT · 2024

9 high-school students took college courses.

IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.

This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.

STATE PRICE CONTEXT · 2024

Prices in Illinois run 0% below the U.S. level.

BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.

Overall0% below U.S.
Goods4% above U.S.
Housing6% below U.S.
Utilities15% below U.S.
Other services0% above U.S.

Use this as geographic context, not a personal budget. It describes the state, not the campus neighborhood, and does not measure tuition or student-specific housing.

DegreeVerdict does not adjust reported earnings, college prices or ROI using this index.

Download the official BEA source →
THE NUMBERS BEHIND THE VERDICT

What it costs and what graduates earn

$19,398Average net price / year
$34,309Cost of attendance
$20,482Median federal student debt · completer borrowers
$217/moPublished 10-year payment estimate
$61,006Median earnings · year 5 after completion
64.5%Completion rate
88.1%Admission rate
1,113Average SAT score
24ACT midpoint
19,057Student size

Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.

QUESTIONS ANSWERED

What the numbers say about Illinois State University

What does Illinois State University cost?

Illinois State University reports an average annual net price of $19,398 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Illinois State University graduates earn?

The observed median earnings figure is $61,006 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Illinois State University graduates have?

Completer borrowers report median cumulative federal student debt of $20,482. Parent PLUS and private loans are not included.

Is every degree at Illinois State University worth the same?

No. The current release contains 73 field-and-degree records for Illinois State University; 72 report year-4 earnings and 54 report federal debt. Outcomes can differ substantially by field and degree level.

DEBT AFTER COLLEGE

Are borrowers making progress?

Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.

1 year71%Paid down at least $1 of principal
3 years74%Paid down at least $1 of principal
5 years78%Paid down at least $1 of principal
7 years82%Paid down at least $1 of principal
Students who completed$20,482Median federal debt · 5,868 borrowers
Students who withdrew$8,000Median federal debt · 2,939 borrowers
Three-year cohort default rate0%Federal cohort measure, not the share currently behind on payments

Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.

2024–25 ENROLLMENT

Who studied here during the year

23,377Students enrolled at any point
20,414Undergraduate students
2,963Graduate students

Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.

More student and earnings detailPrice by family income, retention, equity and common industries
PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$11,568
$30–48k$12,301
$48–75k$16,348
$75–110k$23,865
$110k+$28,224
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$61,006
Year 6$50,599
Year 10$62,117
Full-time retention
81.4%
Part-time retention
50.0%
Completion within 200% of normal time
67.5%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students52%

Complete within 150% of the expected time

63% received a Pell Grant within eight years
Parent borrowing$24,738

Median Parent PLUS debt

2,055 parent borrowers in the reported cohort
First-generation students$16,500

Median federal student debt

71% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$57,177Earnings are not a guarantee
Middle income$61,298Earnings are not a guarantee
Higher income$64,463Earnings are not a guarantee
Three-year repayment progress
Lower income58%
Middle income71%
Higher income81%
Undergraduate student composition
White64%
Black14%
Hispanic14%
Asian3%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$72,351Year 1
$100,270Year 5
$135,481Year 10
Computer Programming.Master’s degree · Broad federal field 11
$75,672Year 1
$112,807Year 5
$127,711Year 10
Architectural Engineering Technologies/Technicians.Master’s degree · Broad federal field 15
$69,703Year 1
$93,908Year 5
$113,706Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$61,917Year 1
$90,071Year 5
$113,229Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$55,355Year 1
$82,179Year 5
$107,491Year 10
Bilingual, Multilingual, and Multicultural Education.Doctoral, research/scholarship · Broad federal field 13
$92,424Year 1
$114,647Year 5
$106,578Year 10
Architectural Engineering Technologies/Technicians.Bachelor’s degree · Broad federal field 15
$54,319Year 1
$79,937Year 5
$104,538Year 10
Applied Mathematics.Master’s degree · Broad federal field 27
$71,060Year 1
$83,086Year 5
$96,791Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

81thEarnings percentile
59thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.

$62,056Median year-4 earnings across reportable program categories
$22,313Median federal debt across categories that report debt
57%Of comparable categories above their same-field national benchmark
EARNINGS OVER TIME

What graduates earned in later years

$46,159Year 1
$62,507Year 4
$61,006Year 5

Each year can represent a different federal cohort, so the points do not track the same people over time.

DEGREES AT THIS COLLEGE

Your choice of degree can change the payoff.

Graduate earnings differ by field and credential, even within the same college.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$117,7572Computer Science · Bachelor's Degree$111,0993Business Administration, Management and Operations · Master's Degree$110,9714Computer and Information Sciences, General · Bachelor's Degree$98,3825Accounting and Related Services · Master's Degree$96,9456Management Information Systems and Services · Bachelor's Degree$95,1207Insurance · Bachelor's Degree$94,1248Construction Management · Bachelor's Degree$91,017

Observed year-4 earnings · compare the same field and credential across colleges

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Public HealthBachelor's Degree · $84,790 reported+44%vs same-degree national median$22,250federal debt2Graphic CommunicationsBachelor's Degree · $55,723 reported+29%vs same-degree national medianNot availablefederal debt3MusicBachelor's Degree · $54,767 reported+28%vs same-degree national median$20,500federal debt4Fine and Studio ArtsBachelor's Degree · $51,386 reported+24%vs same-degree national median$20,125federal debt5Computer Systems Networking and TelecommunicationsBachelor's Degree · $90,953 reported+24%vs same-degree national medianNot availablefederal debt6Health and Medical Administrative ServicesBachelor's Degree · $71,707 reported+22%vs same-degree national median$21,500federal debt
BUILD A REAL SHORTLIST

Comparable colleges in IL

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Edwardsville, IL

Southern Illinois University Edwardsville

Annual net price
$14,889
Observed earnings · year 5
$61,499
Modeled 10-year ROI
-31%
Open college profile →
Dekalb, IL

Northern Illinois University

Annual net price
$13,391
Observed earnings · year 5
$61,432
Modeled 10-year ROI
-30%
Open college profile →
Chicago, IL

Northeastern Illinois University

Annual net price
$14,109
Observed earnings · year 5
$56,675
Modeled 10-year ROI
-51%
Open college profile →
Springfield, IL

University of Illinois Springfield

Annual net price
$9,833
Observed earnings · year 5
$62,698
Modeled 10-year ROI
-19%
Open college profile →
DEGREE OUTCOMES

Compare fields and degree levels

Showing the 40 highest-earning records from 73 field-and-degree records. Use the program directory to search the complete set.

Major or fieldDegree levelEarnings, year 4Federal debt2024–25 graduates
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$117,757Not available9
Computer ScienceBachelor's Degree$111,099$22,500Not reported
Business Administration, Management and OperationsMaster's Degree$110,971Not availableNot reported
Computer and Information Sciences, GeneralBachelor's Degree$98,382$22,250Not reported
Accounting and Related ServicesMaster's Degree$96,945Not availableNot reported
Management Information Systems and ServicesBachelor's Degree$95,120$16,250Not reported
InsuranceBachelor's Degree$94,124$19,500Not reported
Construction ManagementBachelor's Degree$91,017$21,500Not reported
Computer Systems Networking and TelecommunicationsBachelor's Degree$90,953Not available0
Finance and Financial Management ServicesBachelor's Degree$85,326$20,500Not reported
Public HealthBachelor's Degree$84,790$22,250Not reported
Accounting and Related ServicesBachelor's Degree$84,458$22,482Not reported
PhysicsBachelor's Degree$81,949Not availableNot reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$81,264$23,07569
Engineering Technologies/Technicians, GeneralBachelor's Degree$80,530$19,500Not reported
MarketingBachelor's Degree$77,956$20,500Not reported
Energy Systems Technologies/TechniciansBachelor's Degree$76,731$17,750Not reported
Industrial Production Technologies/TechniciansBachelor's Degree$76,121$23,000Not reported
MathematicsBachelor's Degree$75,318$20,309Not reported
Industrial Production Technologies/TechniciansMaster's Degree$75,054Not availableNot reported
Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree$73,220$25,470Not reported
Health and Medical Administrative ServicesBachelor's Degree$71,707$21,500Not reported
International BusinessBachelor's Degree$71,058$19,059Not reported
Management Sciences and Quantitative MethodsBachelor's Degree$70,671$23,25012
Geography and CartographyBachelor's Degree$69,383$15,500Not reported
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$67,752$22,500Not reported
Business Administration, Management and OperationsBachelor's Degree$66,660$17,50013
Cell/Cellular Biology and Anatomical SciencesBachelor's Degree$65,669$22,500Not reported
Biology, GeneralBachelor's Degree$63,725$24,672Not reported
Agriculture, GeneralBachelor's Degree$63,600$18,750Not reported
Communication Disorders Sciences and ServicesBachelor's Degree$62,510$20,500Not reported
Criminal Justice and CorrectionsBachelor's Degree$62,506$22,531Not reported
Apparel and TextilesBachelor's Degree$62,339$22,500Not reported
ChemistryBachelor's Degree$62,220$24,875Not reported
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$62,112$21,2506
Special Education and TeachingMaster's Degree$62,105Not availableNot reported
Communication and Media StudiesMaster's Degree$62,006Not availableNot reported
Curriculum and InstructionMaster's Degree$61,775Not availableNot reported
Design and Applied ArtsBachelor's Degree$61,628$24,986Not reported
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$61,532Not availableNot reported

Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.

Search every Illinois State University program record →

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.