10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$405,634at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
Inter American University of Puerto Rico-Ponce
Mercedita, PR · 15 field-and-degree records
Earnings reported for 15 · Federal debt reported for 13
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$405,634 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−188%Estimated return after 10 years
$26,047Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $8,498 housing and food allowance plus $7,433 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$369,530
$8,000Annual price−$401,530
$9,000Current college-wide context−$405,530
$16,000Annual price−$433,530
$24,000Annual price−$465,530
$32,000Annual price−$497,530
$40,000Annual price−$529,530
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Rural
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
What it costs and what graduates earn
$9,026Average net price / year
$16,065Cost of attendance
$6,375Median federal student debt · completer borrowers
$68/moPublished 10-year payment estimate
$26,047Median earnings · year 5 after completion
41.4%Completion rate
33.7%Admission rate
2,404Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Inter American University of Puerto Rico-Ponce
What does Inter American University of Puerto Rico-Ponce cost?
Inter American University of Puerto Rico-Ponce reports an average annual net price of $9,026 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Inter American University of Puerto Rico-Ponce graduates earn?
The observed median earnings figure is $26,047 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Inter American University of Puerto Rico-Ponce graduates have?
Completer borrowers report median cumulative federal student debt of $6,375. Parent PLUS and private loans are not included.
Is every degree at Inter American University of Puerto Rico-Ponce worth the same?
No. The current release contains 15 field-and-degree records for Inter American University of Puerto Rico-Ponce; 15 report year-4 earnings and 13 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
3,230Students enrolled at any point
2,680Undergraduate students
550Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
44% received a Pell Grant within eight yearsMedian Parent PLUS debt
120 parent borrowers in the reported cohortMedian federal student debt
Three-year repayment not reportedStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$26,239Earnings are not a guarantee
Middle income$28,475Earnings are not a guarantee
Higher income$46,025Earnings are not a guarantee
Undergraduate student composition
White0%
Black0%
Hispanic100%
Asian0%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$16,025Year 1
$29,403Year 4
$26,047Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Human Resources Management and Services · Bachelor's Degree$49,7092Psychology, General · Bachelor's Degree$41,3203Accounting and Related Services · Bachelor's Degree$33,8884Biology, General · Bachelor's Degree$33,1565Security Science and Technology · Bachelor's Degree$31,1816Business Administration, Management and Operations · Bachelor's Degree$29,4607Computer Science · Bachelor's Degree$29,2128Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$27,924Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Psychology, GeneralBachelor's Degree · $41,320 reported-19%vs same-degree national median$13,250federal debt2Human Resources Management and ServicesBachelor's Degree · $49,709 reported-27%vs same-degree national median$8,375federal debt3Culinary Arts and Related ServicesUndergraduate Certificate or Diploma · $18,319 reported-40%vs same-degree national median$3,500federal debt4Biology, GeneralBachelor's Degree · $33,156 reported-42%vs same-degree national median$8,250federal debt5Business Administration, Management and OperationsAssociate's Degree · $27,797 reported-43%vs same-degree national median$4,500federal debt6Security Science and TechnologyBachelor's Degree · $31,181 reported-46%vs same-degree national median$6,325federal debt
Comparable colleges in PR
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
San German, PR
Inter American University of Puerto Rico-San German
- Annual net price
- $9,148
- Observed earnings · year 5
- $25,581
- Modeled 10-year ROI
- -190%
Inter American University of Puerto Rico-Guayama
- Annual net price
- $9,316
- Observed earnings · year 5
- $26,368
- Modeled 10-year ROI
- -186%
Inter American University of Puerto Rico-Arecibo
- Annual net price
- $9,217
- Observed earnings · year 5
- $26,609
- Modeled 10-year ROI
- -185%
Inter American University of Puerto Rico-Aguadilla
- Annual net price
- $8,742
- Observed earnings · year 5
- $26,844
- Modeled 10-year ROI
- -184%
Compare fields and degree levels
Showing all 15 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Human Resources Management and Services | Bachelor's Degree | $49,709 | $8,375 | Not reported |
| Psychology, General | Bachelor's Degree | $41,320 | $13,250 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $33,888 | $11,328 | Not reported |
| Biology, General | Bachelor's Degree | $33,156 | $8,250 | Not reported |
| Security Science and Technology | Bachelor's Degree | $31,181 | $6,325 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $29,460 | $8,660 | Not reported |
| Computer Science | Bachelor's Degree | $29,212 | $9,833 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $27,924 | $8,400 | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $27,797 | $4,500 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $27,248 | Not available | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $26,475 | $8,250 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $24,524 | $5,500 | Not reported |
| Ophthalmic and Optometric Support Services and Allied Professions | Associate's Degree | $22,300 | Not available | Not reported |
| Culinary Arts and Related Services | Undergraduate Certificate or Diploma | $18,319 | $3,500 | 42 |
| Allied Health and Medical Assisting Services | Associate's Degree | $12,551 | $6,125 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.