Private for-profit · COLLEGE PAYOFF

Interactive College of Technology-Newport

Newport, KY · 6 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$382,278 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−155%Modeled 10-year ROI
$31,377Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$382,278at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$246,0480
2
4
6
8
−$382,27810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,970
Sticker price
Published out-of-state tuition$10,970
Sticker price
Average net price$16,512
Title IV student average
Cost of attendance$21,837
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$16,512Average net price / year
$21,837Cost of attendance
$31,377Median earnings · year 5 after completion
29.9%Completion rate
Not availableAdmission rate
101Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

24thEarnings percentile
11thCompletion percentile
EARNINGS PATH

Reported earnings over time

$28,724Year 1
$34,836Year 4
$31,377Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$51,8412Accounting and Related Services · Undergraduate Certificate or Diploma$42,0883Accounting and Related Services · Associate's Degree$38,9894Business Operations Support and Assistant Services · Associate's Degree$36,5955Health and Medical Administrative Services · Undergraduate Certificate or Diploma$33,713

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Louisville, KY

American National University-Louisville

Annual net price
$17,010
Observed earnings · year 5
$30,877
Modeled 10-year ROI
-157%
Open college profile →
Erlanger, KY

Ross Medical Education Center-Erlanger

Annual net price
$19,448
Observed earnings · year 5
$30,902
Modeled 10-year ROI
-155%
Open college profile →
Hopkinsville, KY

Ross College-Hopkinsville

Annual net price
$19,909
Observed earnings · year 5
$30,902
Modeled 10-year ROI
-154%
Open college profile →
Bowling Green, KY

Ross Medical Education Center-Bowling Green

Annual net price
$20,062
Observed earnings · year 5
$27,408
Modeled 10-year ROI
-168%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma$51,841$11,106
Accounting and Related ServicesUndergraduate Certificate or Diploma$42,088Not available
Accounting and Related ServicesAssociate's Degree$38,989$13,557
Business Operations Support and Assistant ServicesAssociate's Degree$36,595$14,323
Health and Medical Administrative ServicesUndergraduate Certificate or Diploma$33,713$9,408
Business Operations Support and Assistant ServicesUndergraduate Certificate or DiplomaNot available$7,721

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.