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Private nonprofit · COLLEGE PAYOFF

Jarvis Christian University

⌖ Hawkins, TX · 2 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$292,830 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−134%Modeled 10-year ROI

$37,647Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$292,830at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$219,3000

−$292,83010

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,720

Sticker price

Published out-of-state tuition$11,720

Sticker price

Average net price$9,825

Title IV student average

Cost of attendance$25,185

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$9,825Average net price / year

$25,185Cost of attendance

$37,647Median earnings · year 5 after completion

15.2%Completion rate

Not availableAdmission rate

577Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

34thEarnings percentile

2thCompletion percentile

EARNINGS PATH

Reported earnings over time

$27,287Year 1

$40,867Year 4

$37,647Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Bachelor's Degree$48,225 2Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$36,576

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Tyler, TX

Texas College

Annual net price: $10,958
Observed earnings · year 5: $39,900
Modeled 10-year ROI: -123%

Open college profile →Weslaco, TX

Valley Grande Institute for Academic Studies

Annual net price: $12,051
Observed earnings · year 5: $35,556
Modeled 10-year ROI: -141%

Open college profile →Marshall, TX

Wiley University

Annual net price: $7,092
Observed earnings · year 5: $40,871
Modeled 10-year ROI: -120%

Open college profile →Jacksonville, TX

Jacksonville College-Main Campus

Annual net price: $6,157
Observed earnings · year 5: $33,528
Modeled 10-year ROI: -156%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Business Administration, Management and Operations	Bachelor's Degree	$48,225	$39,249
Sports, Kinesiology, and Physical Education/Fitness	Bachelor's Degree	$36,576	$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.