10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$268,048at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · ONLINE-ONLY COLLEGE
Johnson & Wales University-Online
Administrative location: Providence, RI · 20 field-and-degree records
Earnings reported for 18 · Federal debt reported for 18
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$268,048 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−103%Estimated return after 10 years
$44,296Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $12,200 housing and food allowance plus $1,958 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$187,040
$8,000Annual price−$219,040
$16,000Annual price−$251,040
$20,000Current college-wide context−$267,040
$24,000Annual price−$283,040
$32,000Annual price−$315,040
$40,000Annual price−$347,040
HOW STUDENTS ATTEND · 2023-24
Attendance format is not fully reported.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Online-only institution
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in Rhode Island run 2% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$20,252Average net price / year
$26,864Cost of attendance
$26,000Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$44,296Median earnings · year 5 after completion
0.0%Completion rate
91.0%Admission rate
2,202Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Johnson & Wales University-Online
What does Johnson & Wales University-Online cost?
Johnson & Wales University-Online reports an average annual net price of $20,252 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Johnson & Wales University-Online graduates earn?
The observed median earnings figure is $44,296 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Johnson & Wales University-Online graduates have?
Completer borrowers report median cumulative federal student debt of $26,000. Parent PLUS and private loans are not included.
Is every degree at Johnson & Wales University-Online worth the same?
No. The current release contains 20 field-and-degree records for Johnson & Wales University-Online; 18 report year-4 earnings and 18 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
4,051Students enrolled at any point
3,183Undergraduate students
868Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
28% received a Pell Grant within eight yearsMedian Parent PLUS debt
3,137 parent borrowers in the reported cohortMedian federal student debt
65% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$38,516Earnings are not a guarantee
Middle income$43,264Earnings are not a guarantee
Higher income$48,859Earnings are not a guarantee
Three-year repayment progress
Lower income61%
Middle income69%
Higher income74%
Undergraduate student composition
White45%
Black24%
Hispanic20%
Asian3%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$33,862Year 1
$54,530Year 4
$44,296Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Human Resources Management and Services · Bachelor's Degree$79,0562Public Relations, Advertising, and Applied Communication · Bachelor's Degree$77,0253Business Administration, Management and Operations · Master's Degree$73,8214Accounting and Related Services · Bachelor's Degree$73,4765Finance and Financial Management Services · Bachelor's Degree$73,1526Human Resources Management and Services · Master's Degree$69,9957Marketing · Bachelor's Degree$64,3218International Business · Bachelor's Degree$61,380Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Public Relations, Advertising, and Applied CommunicationBachelor's Degree · $77,025 reported+21%vs same-degree national median$24,500federal debt2Human Resources Management and ServicesBachelor's Degree · $79,056 reported+16%vs same-degree national median$31,513federal debt3Parks, Recreation, and Leisure Facilities ManagementBachelor's Degree · $56,241 reported+11%vs same-degree national median$27,000federal debt4Culinary Arts and Related ServicesAssociate's Degree · $42,395 reported+7%vs same-degree national median$14,745federal debt5Criminal Justice and CorrectionsBachelor's Degree · $56,632 reported+2%vs same-degree national median$27,000federal debt6Hospitality Administration/ManagementBachelor's Degree · $55,790 reported-2%vs same-degree national median$26,175federal debt
Comparable online colleges nationwide
Currently operating online-only private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Administrative location is not treated as the student market.
Springfield, MO
Evangel University-College of Online Learning
- Annual net price
- $22,503
- Observed earnings · year 5
- $44,610
- Modeled 10-year ROI
- -101%
Bryant & Stratton College-Online
- Annual net price
- $15,187
- Observed earnings · year 5
- $39,402
- Modeled 10-year ROI
- -123%
Abilene Christian University-Undergraduate Online
- Annual net price
- $23,698
- Observed earnings · year 5
- $56,363
- Modeled 10-year ROI
- -59%
Generations College
- Annual net price
- $18,894
- Observed earnings · year 5
- $28,559
- Modeled 10-year ROI
- -164%
Compare fields and degree levels
Showing all 20 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Human Resources Management and Services | Bachelor's Degree | $79,056 | $31,513 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $77,025 | $24,500 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $73,821 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $73,476 | $27,000 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $73,152 | $27,000 | Not reported |
| Human Resources Management and Services | Master's Degree | $69,995 | Not available | Not reported |
| Marketing | Bachelor's Degree | $64,321 | $26,675 | Not reported |
| International Business | Bachelor's Degree | $61,380 | $26,732 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $59,186 | $27,000 | 0 |
| Criminal Justice and Corrections | Bachelor's Degree | $56,632 | $27,000 | Not reported |
| Parks, Recreation, and Leisure Facilities Management | Bachelor's Degree | $56,241 | $27,000 | Not reported |
| Hospitality Administration/Management | Bachelor's Degree | $55,790 | $26,175 | 0 |
| Specialized Sales, Merchandising and Marketing Operations | Bachelor's Degree | $53,539 | $27,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $51,247 | $25,125 | Not reported |
| Foods, Nutrition, and Related Services | Bachelor's Degree | $50,571 | $27,000 | 1 |
| Computer Software and Media Applications | Bachelor's Degree | $50,374 | $27,000 | Not reported |
| Entrepreneurial and Small Business Operations | Bachelor's Degree | $47,042 | $25,500 | Not reported |
| Culinary Arts and Related Services | Associate's Degree | $42,395 | $14,745 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | Not available | $28,090 | Not reported |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | Not available | $27,000 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.