10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$376,718at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Josef's School of Hair Skin & Body-Grand Forks
⌖ Grand Forks, ND · 2 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$376,718 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−161%Modeled 10-year ROI
$30,791Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$13,657Average net price / year
$18,659Cost of attendance
$30,791Median earnings · year 5 after completion
83.3%Completion rate
Not availableAdmission rate
61Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$27,492Year 1
$33,735Year 4
$30,791Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$34,6922Somatic Bodywork and Related Therapeutic Services · Undergraduate Certificate or Diploma$33,802Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in ND
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Fargo, ND
Josef's School of Hair Skin & Body-Fargo
- Annual net price
- $12,773
- Observed earnings · year 5
- $30,791
- Modeled 10-year ROI
- -161%
The Hair Academy
- Annual net price
- $14,950
- Observed earnings · year 5
- $30,607
- Modeled 10-year ROI
- -160%
The Salon Professional Academy-Fargo
- Annual net price
- $18,814
- Observed earnings · year 5
- $33,384
- Modeled 10-year ROI
- -146%
Lynnes Welding Training
- Annual net price
- $22,960
- Observed earnings · year 5
- $45,568
- Modeled 10-year ROI
- -98%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | $34,692 | $12,000 |
| Somatic Bodywork and Related Therapeutic Services | Undergraduate Certificate or Diploma | $33,802 | $7,917 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.