10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$151,372at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Judson University
⌖ Elgin, IL · 9 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$151,372 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
24.7 yrsModeled economic break-even
−60%Modeled 10-year ROI
$55,286Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$18,558Average net price / year
$43,137Cost of attendance
$55,286Median earnings · year 5 after completion
59.9%Completion rate
47.6%Admission rate
708Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$40,559Year 1
$56,385Year 4
$55,286Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$93,3962Architecture · Master's Degree$68,3653Architecture · Bachelor's Degree$63,8464Business Administration, Management and Operations · Bachelor's Degree$63,1535Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$62,9796Psychology, General · Bachelor's Degree$46,8167Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$45,8308Human Services, General · Bachelor's Degree$38,639Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IL
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Chicago, IL
VanderCook College of Music
- Annual net price
- $19,780
- Observed earnings · year 5
- $55,260
- Modeled 10-year ROI
- -60%
Roosevelt University
- Annual net price
- $20,194
- Observed earnings · year 5
- $55,619
- Modeled 10-year ROI
- -59%
Trinity Christian College
- Annual net price
- $19,125
- Observed earnings · year 5
- $53,698
- Modeled 10-year ROI
- -66%
Concordia University-Chicago
- Annual net price
- $18,436
- Observed earnings · year 5
- $59,330
- Modeled 10-year ROI
- -44%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $93,396 | Not available |
| Architecture | Master's Degree | $68,365 | Not available |
| Architecture | Bachelor's Degree | $63,846 | $26,221 |
| Business Administration, Management and Operations | Bachelor's Degree | $63,153 | $27,000 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $62,979 | Not available |
| Psychology, General | Bachelor's Degree | $46,816 | $25,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $45,830 | Not available |
| Human Services, General | Bachelor's Degree | $38,639 | $34,455 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | Not available | $25,750 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.