Private for-profit · COLLEGE PAYOFF

La James College of Hairstyling and Cosmetology

Mason City, IA · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$461,268 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−233%Modeled 10-year ROI
$18,682Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$461,268at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$198,0880
2
4
6
8
−$461,26810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$4,522
Title IV student average
Cost of attendance$16,532
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$4,522Average net price / year
$16,532Cost of attendance
$18,682Median earnings · year 5 after completion
76.5%Completion rate
Not availableAdmission rate
56Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

4thEarnings percentile
77thCompletion percentile
EARNINGS PATH

Reported earnings over time

$24,444Year 1
$24,820Year 4
$18,682Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$25,836

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Spirit Lake, IA

Faust Institute of Cosmetology-Spirit Lake

Annual net price
$5,508
Observed earnings · year 5
$15,444
Modeled 10-year ROI
-246%
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Mt. Pleasant, IA

American Hair Academy

Annual net price
$11,556
Observed earnings · year 5
$23,854
Modeled 10-year ROI
-193%
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Cedar Falls, IA

The Salon Professional Academy-Cedar Falls

Annual net price
$11,742
Observed earnings · year 5
$23,736
Modeled 10-year ROI
-194%
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Anamosa, IA

Carlson College of Massage Therapy

Annual net price
$14,141
Observed earnings · year 5
$21,361
Modeled 10-year ROI
-200%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$25,836$8,582

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.