10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$324,642at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Life Pacific University
⌖ San Dimas, CA · 5 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$324,642 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−123%Modeled 10-year ROI
$38,895Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$20,898Average net price / year
$35,062Cost of attendance
$38,895Median earnings · year 5 after completion
40.4%Completion rate
95.8%Admission rate
456Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$31,623Year 1
$47,070Year 4
$38,895Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Theology and Religious Vocations, Other · Master's Degree$62,2392Pastoral Counseling and Specialized Ministries · Bachelor's Degree$52,4773Behavioral Sciences · Bachelor's Degree$47,6124Bible/Biblical Studies · Bachelor's Degree$46,7565Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$37,320Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
El Dorado Hills, CA
SUM Bible College and Theological Seminary
- Annual net price
- $21,680
- Observed earnings · year 5
- $35,978
- Modeled 10-year ROI
- -134%
CBD College
- Annual net price
- $23,033
- Observed earnings · year 5
- $36,316
- Modeled 10-year ROI
- -132%
CET-San Diego
- Annual net price
- $22,035
- Observed earnings · year 5
- $34,875
- Modeled 10-year ROI
- -138%
Providence Christian College
- Annual net price
- $25,163
- Observed earnings · year 5
- $37,058
- Modeled 10-year ROI
- -128%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Theology and Religious Vocations, Other | Master's Degree | $62,239 | Not available |
| Pastoral Counseling and Specialized Ministries | Bachelor's Degree | $52,477 | $24,083 |
| Behavioral Sciences | Bachelor's Degree | $47,612 | $27,000 |
| Bible/Biblical Studies | Bachelor's Degree | $46,756 | $27,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $37,320 | $12,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.