10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$262,150at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Massachusetts College of Art and Design
⌖ Boston, MA · 5 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$262,150 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
194.0 yrsModeled economic break-even
−95%Modeled 10-year ROI
$46,425Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$24,100Average net price / year
$34,239Cost of attendance
$46,425Median earnings · year 5 after completion
68.9%Completion rate
76.3%Admission rate
1,831Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$24,364Year 1
$45,607Year 4
$46,425Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Design and Applied Arts · Undergraduate Certificate or Diploma$71,9012Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$54,9473Film/Video and Photographic Arts · Bachelor's Degree$51,1394Design and Applied Arts · Bachelor's Degree$45,7165Fine and Studio Arts · Bachelor's Degree$40,999Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
North Adams, MA
Massachusetts College of Liberal Arts
- Annual net price
- $16,068
- Observed earnings · year 5
- $46,580
- Modeled 10-year ROI
- -94%
Berkshire Community College
- Annual net price
- $9,921
- Observed earnings · year 5
- $45,807
- Modeled 10-year ROI
- -96%
Roxbury Community College
- Annual net price
- $12,244
- Observed earnings · year 5
- $49,993
- Modeled 10-year ROI
- -78%
Massasoit Community College
- Annual net price
- $8,460
- Observed earnings · year 5
- $45,532
- Modeled 10-year ROI
- -98%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Design and Applied Arts | Undergraduate Certificate or Diploma | $71,901 | $19,000 |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $54,947 | $27,000 |
| Film/Video and Photographic Arts | Bachelor's Degree | $51,139 | $25,965 |
| Design and Applied Arts | Bachelor's Degree | $45,716 | $26,000 |
| Fine and Studio Arts | Bachelor's Degree | $40,999 | $26,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.