Private nonprofit · COLLEGE PAYOFF

McMurry University

Abilene, TX · 7 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$182,454 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

34.0 yrsModeled economic break-even
−71%Modeled 10-year ROI
$52,587Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$182,454at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$258,3240
2
4
6
8
−$182,45410
Years after graduationBreak-even: 34.0 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$32,340
Sticker price
Published out-of-state tuition$32,340
Sticker price
Average net price$19,581
Title IV student average
Cost of attendance$43,778
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$19,581Average net price / year
$43,778Cost of attendance
$52,587Median earnings · year 5 after completion
44.3%Completion rate
57.0%Admission rate
1,176Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

67thEarnings percentile
30thCompletion percentile
EARNINGS PATH

Reported earnings over time

$37,736Year 1
$48,273Year 4
$52,587Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business/Commerce, General · Bachelor's Degree$55,6052Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$47,0353Multi/Interdisciplinary Studies, Other · Bachelor's Degree$44,6684Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$42,6385Sociology · Bachelor's Degree$41,749

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Abilene, TX

Hardin-Simmons University

Annual net price
$19,555
Observed earnings · year 5
$55,061
Modeled 10-year ROI
-61%
Open college profile →
San Antonio, TX

Our Lady of the Lake University

Annual net price
$16,442
Observed earnings · year 5
$52,978
Modeled 10-year ROI
-68%
Open college profile →
Stafford, TX

North American University

Annual net price
$18,721
Observed earnings · year 5
$55,417
Modeled 10-year ROI
-59%
Open college profile →
Dallas, TX

Dallas Christian College

Annual net price
$22,960
Observed earnings · year 5
$51,384
Modeled 10-year ROI
-77%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business/Commerce, GeneralBachelor's Degree$55,605$32,321
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$47,035$28,901
Multi/Interdisciplinary Studies, OtherBachelor's Degree$44,668Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$42,638$29,750
SociologyBachelor's Degree$41,749Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's DegreeNot available$27,000
Psychology, GeneralBachelor's DegreeNot available$28,407

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.