10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$119,458at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Mercy University
⌖ Dobbs Ferry, NY · 44 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$119,458 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
20.2 yrsModeled economic break-even
−51%Modeled 10-year ROI
$56,683Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Mercy University
What does Mercy University cost?
Mercy University reports an average annual net price of $14,072 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Mercy University graduates earn?
The observed median earnings figure is $56,683 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Mercy University graduates have?
Completer borrowers report median cumulative federal student debt of $19,637. Parent PLUS and private loans are not included.
Is every degree at Mercy University worth the same?
No. DegreeVerdict currently shows 44 field-and-credential outcomes at Mercy University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$63,170
$8,000Annual price−$95,170
$14,000Current college-wide context−$119,170
$16,000Annual price−$127,170
$24,000Annual price−$159,170
$32,000Annual price−$191,170
$40,000Annual price−$223,170
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$14,072Average net price / year
$32,596Cost of attendance
$19,637Median federal student debt · completer borrowers
$208/moPublished 10-year payment estimate
$56,683Median earnings · year 5 after completion
45.7%Completion rate
85.8%Admission rate
5,735Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
55% received a Pell Grant within eight yearsMedian Parent PLUS debt
586 parent borrowers in the reported cohortMedian federal student debt
39% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$46,298Earnings are not a guarantee
Middle income$55,635Earnings are not a guarantee
Higher income$64,491Earnings are not a guarantee
Three-year repayment progress
Lower income34%
Middle income41%
Higher income59%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$44,344Year 1
$62,616Year 4
$56,683Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$153,3172Health Professions Education, Ethics, and Humanities · Master's Degree$139,9723Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$128,6094Educational Administration and Supervision · Master's Degree$122,1805Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$118,2326Clinical/Medical Laboratory Science/Research and Allied Professions · Bachelor's Degree$110,5197Accounting and Related Services · Master's Degree$106,5548Computer and Information Sciences, General · Bachelor's Degree$95,089Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Educational Administration and SupervisionMaster's Degree · $122,180 reported+70%vs same-degree national medianNot availablefederal debt2Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree · $110,519 reported+45%vs same-degree national median$31,000federal debt3Health Professions Education, Ethics, and HumanitiesMaster's Degree · $139,972 reported+39%vs same-degree national medianNot availablefederal debt4Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $118,232 reported+33%vs same-degree national median$35,500federal debt5Teacher Education and Professional Development, Specific Subject AreasMaster's Degree · $81,517 reported+28%vs same-degree national medianNot availablefederal debt6Teaching English or French as a Second or Foreign LanguageMaster's Degree · $81,625 reported+24%vs same-degree national medianNot availablefederal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Niagara University, NY
Niagara University
- Annual net price
- $17,248
- Observed earnings · year 5
- $56,693
- Modeled 10-year ROI
- -53%
The Cooper Union for the Advancement of Science and Art
- Annual net price
- $13,269
- Observed earnings · year 5
- $60,971
- Modeled 10-year ROI
- -31%
Canisius University
- Annual net price
- $17,940
- Observed earnings · year 5
- $58,294
- Modeled 10-year ROI
- -47%
Maria College of Albany
- Annual net price
- $13,082
- Observed earnings · year 5
- $63,979
- Modeled 10-year ROI
- -18%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Allied Health Diagnostic, Intervention, and Treatment Professions | Master's Degree | $153,317 | Not available | Not reported |
| Health Professions Education, Ethics, and Humanities | Master's Degree | $139,972 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $128,609 | Not available | Not reported |
| Educational Administration and Supervision | Master's Degree | $122,180 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $118,232 | $35,500 | 0 |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Bachelor's Degree | $110,519 | $31,000 | Not reported |
| Accounting and Related Services | Master's Degree | $106,554 | Not available | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $95,089 | Not available | Not reported |
| Computer/Information Technology Administration and Management | Master's Degree | $90,632 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $87,505 | Not available | Not reported |
| Rehabilitation and Therapeutic Professions | Master's Degree | $84,854 | Not available | Not reported |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $83,407 | Not available | 25 |
| Communication Disorders Sciences and Services | Master's Degree | $81,952 | Not available | Not reported |
| Teaching English or French as a Second or Foreign Language | Master's Degree | $81,625 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $81,517 | Not available | Not reported |
| Health and Medical Administrative Services | Master's Degree | $79,435 | Not available | 0 |
| Clinical, Counseling and Applied Psychology | Master's Degree | $78,548 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $72,974 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $72,587 | $27,000 | Not reported |
| Mental and Social Health Services and Allied Professions | Master's Degree | $69,332 | Not available | Not reported |
| Computer/Information Technology Administration and Management | Bachelor's Degree | $68,529 | $29,833 | Not reported |
| Education, General | Master's Degree | $66,077 | Not available | Not reported |
| Veterinary Biomedical and Clinical Sciences | Bachelor's Degree | $65,158 | $29,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $64,963 | $26,000 | Not reported |
| Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other | Bachelor's Degree | $62,942 | Not available | Not reported |
| Biology, General | Bachelor's Degree | $62,849 | $28,250 | Not reported |
| Psychology, General | Master's Degree | $62,838 | Not available | Not reported |
| Communication Disorders Sciences and Services | Bachelor's Degree | $61,161 | $27,000 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $60,049 | $25,520 | Not reported |
| Social Work | Bachelor's Degree | $59,024 | $26,000 | Not reported |
| Health Professions and Related Clinical Sciences, Other | Bachelor's Degree | $58,471 | $28,000 | Not reported |
| English Language and Literature, General | Bachelor's Degree | $57,069 | $27,000 | Not reported |
| Social Sciences, General | Bachelor's Degree | $55,052 | $26,978 | Not reported |
| Design and Applied Arts | Bachelor's Degree | $54,725 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $53,346 | $26,000 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $51,758 | $25,000 | Not reported |
| Non-Professional Legal Studies | Bachelor's Degree | $51,161 | $29,250 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $50,973 | Not available | Not reported |
| Human Services, General | Bachelor's Degree | $49,634 | $28,500 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $49,395 | $27,000 | Not reported |
| Sociology | Bachelor's Degree | $47,552 | Not available | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $44,116 | $31,125 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | Not available | $33,687 | Not reported |
| Music | Bachelor's Degree | Not available | $26,750 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.