10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$414,602at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private for-profit · COLLEGE PAYOFF
Miller-Motte College-Chattanooga
Chattanooga, TN · 31 field-and-degree records
Earnings reported for 31 · Federal debt reported for 30
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$414,602 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Not availableTime to earn back the modeled cost
−150%Estimated return after 10 years
$31,123Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$318,770
$8,000Annual price−$350,770
$16,000Annual price−$382,770
$24,000Current college-wide context−$414,770
$32,000Annual price−$446,770
$40,000Annual price−$478,770
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Accrediting Commission of Career Schools and Colleges
- Main award level
- Associate degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in Tennessee run 8% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$23,958Average net price / year
$29,203Cost of attendance
$15,917Median federal student debt · completer borrowers
$169/moPublished 10-year payment estimate
$31,123Median earnings · year 5 after completion
60.1%Completion rate
Not availableAdmission rate
4,462Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Miller-Motte College-Chattanooga
What does Miller-Motte College-Chattanooga cost?
Miller-Motte College-Chattanooga reports an average annual net price of $23,958 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Miller-Motte College-Chattanooga graduates earn?
The observed median earnings figure is $31,123 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Miller-Motte College-Chattanooga graduates have?
Completer borrowers report median cumulative federal student debt of $15,917. Parent PLUS and private loans are not included.
Is every degree at Miller-Motte College-Chattanooga worth the same?
No. The current release contains 31 field-and-degree records for Miller-Motte College-Chattanooga; 31 report year-4 earnings and 30 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
6,243Students enrolled at any point
6,243Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
37% received a Pell Grant within eight yearsMedian Parent PLUS debt
975 parent borrowers in the reported cohortMedian federal student debt
35% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$29,346Earnings are not a guarantee
Middle income$37,781Earnings are not a guarantee
Higher income$42,034Earnings are not a guarantee
Three-year repayment progress
Lower income31%
Middle income40%
Higher income65%
Undergraduate student composition
White27%
Black56%
Hispanic7%
Asian0%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$25,335Year 1
$34,393Year 4
$31,123Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Clinical/Medical Laboratory Science/Research and Allied Professions · Associate's Degree$55,8932Heavy/Industrial Equipment Maintenance Technologies/Technicians · Associate's Degree$55,3173Computer Engineering · Undergraduate Certificate or Diploma$55,0014Ground Transportation · Undergraduate Certificate or Diploma$53,2085Practical Nursing, Vocational Nursing and Nursing Assistants · Associate's Degree$53,0616Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$51,8377Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$51,2618Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$45,919Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Veterinary/Animal Health Technologies/TechniciansUndergraduate Certificate or Diploma · $44,537 reported+28%vs same-degree national median$29,063federal debt2Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma · $51,837 reported+8%vs same-degree national median$12,139federal debt3Ground TransportationUndergraduate Certificate or Diploma · $53,208 reported+2%vs same-degree national median$7,875federal debt4Culinary Arts and Related ServicesUndergraduate Certificate or Diploma · $30,682 reported+0%vs same-degree national median$11,600federal debt5Clinical/Medical Laboratory Science/Research and Allied ProfessionsAssociate's Degree · $55,893 reported-3%vs same-degree national median$29,028federal debt6Environmental Control Technologies/TechniciansUndergraduate Certificate or Diploma · $42,738 reported-6%vs same-degree national median$13,000federal debt
Comparable colleges in TN
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Memphis, TN
Concorde Career College-Memphis
- Annual net price
- $24,563
- Observed earnings · year 5
- $31,990
- Modeled 10-year ROI
- -147%
SAE Institute of Technology-Nashville
- Annual net price
- $24,700
- Observed earnings · year 5
- $29,123
- Modeled 10-year ROI
- -157%
Nossi College of Art and Design
- Annual net price
- $24,044
- Observed earnings · year 5
- $35,606
- Modeled 10-year ROI
- -134%
Fortis Institute-Cookeville
- Annual net price
- $23,582
- Observed earnings · year 5
- $35,925
- Modeled 10-year ROI
- -133%
Compare fields and degree levels
Showing all 31 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Clinical/Medical Laboratory Science/Research and Allied Professions | Associate's Degree | $55,893 | $29,028 | Not reported |
| Heavy/Industrial Equipment Maintenance Technologies/Technicians | Associate's Degree | $55,317 | $27,986 | Not reported |
| Computer Engineering | Undergraduate Certificate or Diploma | $55,001 | $7,917 | Not reported |
| Ground Transportation | Undergraduate Certificate or Diploma | $53,208 | $7,875 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Associate's Degree | $53,061 | $21,879 | Not reported |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $51,837 | $12,139 | 0 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $51,261 | $13,000 | 18 |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $45,919 | $15,333 | Not reported |
| Precision Metal Working | Undergraduate Certificate or Diploma | $45,650 | $13,000 | Not reported |
| Veterinary/Animal Health Technologies/Technicians | Undergraduate Certificate or Diploma | $44,537 | $29,063 | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $43,200 | $25,849 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $43,109 | $27,386 | Not reported |
| Environmental Control Technologies/Technicians | Undergraduate Certificate or Diploma | $42,738 | $13,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $41,385 | Not available | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | $38,918 | $57,500 | Not reported |
| Legal Support Services | Associate's Degree | $37,417 | $30,263 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $37,018 | $29,517 | Not reported |
| Dental Support Services and Allied Professions | Associate's Degree | $36,876 | $26,779 | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $33,883 | $30,649 | Not reported |
| Health and Medical Administrative Services | Associate's Degree | $33,598 | $33,597 | Not reported |
| Culinary Arts and Related Services | Associate's Degree | $33,298 | $19,337 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $33,255 | $27,403 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $32,939 | $9,500 | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Undergraduate Certificate or Diploma | $31,834 | $14,562 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $30,738 | $23,859 | 654 |
| Culinary Arts and Related Services | Undergraduate Certificate or Diploma | $30,682 | $11,600 | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $28,749 | $16,500 | 439 |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $28,047 | $11,825 | 27 |
| Somatic Bodywork and Related Therapeutic Services | Undergraduate Certificate or Diploma | $26,016 | $9,273 | Not reported |
| Accounting and Related Services | Undergraduate Certificate or Diploma | $23,783 | $9,500 | 1 |
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | $22,989 | $12,831 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.