Public · COLLEGE PAYOFF

Mount Wachusett Community College

Gardner, MA · 15 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$163,664 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

44.1 yrsModeled economic break-even
−77%Modeled 10-year ROI
$49,806Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$163,664at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$211,7240
2
4
6
8
−$163,66410
Years after graduationBreak-even: 44.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,160
Sticker price
Published out-of-state tuition$11,080
Sticker price
Average net price$7,931
Title IV student average
Cost of attendance$15,487
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$7,931Average net price / year
$15,487Cost of attendance
$49,806Median earnings · year 5 after completion
23.8%Completion rate
Not availableAdmission rate
3,059Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

62thEarnings percentile
7thCompletion percentile
EARNINGS PATH

Reported earnings over time

$44,743Year 1
$53,977Year 4
$49,806Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$83,1552Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$77,5233Dental Support Services and Allied Professions · Associate's Degree$73,5204Business Administration, Management and Operations · Associate's Degree$61,0895Criminal Justice and Corrections · Associate's Degree$60,6266Accounting and Related Services · Undergraduate Certificate or Diploma$56,5507Business/Commerce, General · Associate's Degree$55,4188Allied Health and Medical Assisting Services · Associate's Degree$50,002

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Worcester, MA

Quinsigamond Community College

Annual net price
$9,090
Observed earnings · year 5
$50,002
Modeled 10-year ROI
-77%
Open college profile →
Danvers, MA

North Shore Community College

Annual net price
$9,000
Observed earnings · year 5
$50,378
Modeled 10-year ROI
-75%
Open college profile →
West Barnstable, MA

Cape Cod Community College

Annual net price
$8,296
Observed earnings · year 5
$48,523
Modeled 10-year ROI
-83%
Open college profile →
Boston, MA

Bunker Hill Community College

Annual net price
$7,818
Observed earnings · year 5
$51,914
Modeled 10-year ROI
-67%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$83,155$22,175
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$77,523$14,435
Dental Support Services and Allied ProfessionsAssociate's Degree$73,520Not available
Business Administration, Management and OperationsAssociate's Degree$61,089$11,000
Criminal Justice and CorrectionsAssociate's Degree$60,626$13,753
Accounting and Related ServicesUndergraduate Certificate or Diploma$56,550Not available
Business/Commerce, GeneralAssociate's Degree$55,418$9,250
Allied Health and Medical Assisting ServicesAssociate's Degree$50,002$14,650
Computer and Information Sciences, GeneralAssociate's Degree$45,678$9,834
Human Development, Family Studies, and Related ServicesAssociate's Degree$44,193$5,921
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$43,842$11,000
Human Services, GeneralAssociate's Degree$43,514$8,312
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$39,102$11,079
Business Administration, Management and OperationsUndergraduate Certificate or Diploma$30,261Not available
Human Services, GeneralUndergraduate Certificate or Diploma$26,085$6,550

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.