10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$308,582at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
North Country Community College
⌖ Saranac Lake, NY · 9 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$308,582 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−136%Modeled 10-year ROI
$36,889Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$11,868Average net price / year
$18,051Cost of attendance
$36,889Median earnings · year 5 after completion
28.9%Completion rate
Not availableAdmission rate
819Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$38,954Year 1
$54,281Year 4
$36,889Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$85,3642Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$77,1213Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$75,7154Health Services/Allied Health/Health Sciences, General · Associate's Degree$72,1635Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$46,6356Criminal Justice and Corrections · Associate's Degree$45,2927Business Administration, Management and Operations · Associate's Degree$44,2628General Sales, Merchandising and Related Marketing Operations · Associate's Degree$38,497Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Herkimer, NY
Herkimer County Community College
- Annual net price
- $13,419
- Observed earnings · year 5
- $36,183
- Modeled 10-year ROI
- -138%
Center for Instruction Technology & Innovation
- Annual net price
- $13,850
- Observed earnings · year 5
- $37,549
- Modeled 10-year ROI
- -132%
Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program
- Annual net price
- $11,651
- Observed earnings · year 5
- $40,699
- Modeled 10-year ROI
- -119%
Cattaraugus Allegany BOCES-Practical Nursing Program
- Annual net price
- $15,000
- Observed earnings · year 5
- $35,644
- Modeled 10-year ROI
- -139%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $85,364 | $27,721 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $77,121 | $20,750 |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $75,715 | $16,000 |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $72,163 | $17,110 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $46,635 | $12,000 |
| Criminal Justice and Corrections | Associate's Degree | $45,292 | Not available |
| Business Administration, Management and Operations | Associate's Degree | $44,262 | Not available |
| General Sales, Merchandising and Related Marketing Operations | Associate's Degree | $38,497 | Not available |
| Community Organization and Advocacy | Associate's Degree | $31,604 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.