Public · COLLEGE PAYOFF

Northampton County Area Community College

Bethlehem, PA · 18 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$231,966 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−102%Modeled 10-year ROI
$44,651Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$231,966at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$228,4760
2
4
6
8
−$231,96610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,550
Sticker price
Published out-of-state tuition$15,270
Sticker price
Average net price$12,119
Title IV student average
Cost of attendance$18,119
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$12,119Average net price / year
$18,119Cost of attendance
$44,651Median earnings · year 5 after completion
23.6%Completion rate
Not availableAdmission rate
7,667Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

48thEarnings percentile
6thCompletion percentile
EARNINGS PATH

Reported earnings over time

$37,066Year 1
$49,408Year 4
$44,651Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$78,8542Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$72,8363Funeral Service and Mortuary Science · Associate's Degree$68,3114Dental Support Services and Allied Professions · Associate's Degree$67,2595Vehicle Maintenance and Repair Technologies/Technicians · Associate's Degree$59,9776Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$58,5877Business/Commerce, General · Associate's Degree$54,6618Business Administration, Management and Operations · Associate's Degree$50,143

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Philadelphia, PA

Community College of Philadelphia

Annual net price
$11,911
Observed earnings · year 5
$45,114
Modeled 10-year ROI
-99%
Open college profile →
Johnstown, PA

Greater Johnstown Career and Technology Center

Annual net price
$14,111
Observed earnings · year 5
$44,389
Modeled 10-year ROI
-103%
Open college profile →
Nanticoke, PA

Luzerne County Community College

Annual net price
$9,433
Observed earnings · year 5
$45,009
Modeled 10-year ROI
-100%
Open college profile →
Pleasant Gap, PA

Central Pennsylvania Institute of Science and Technology

Annual net price
$9,857
Observed earnings · year 5
$42,983
Modeled 10-year ROI
-109%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$78,854$26,000
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$72,836$23,417
Funeral Service and Mortuary ScienceAssociate's Degree$68,311$18,500
Dental Support Services and Allied ProfessionsAssociate's Degree$67,259$19,690
Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree$59,977Not available
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$58,587$23,033
Business/Commerce, GeneralAssociate's Degree$54,661$14,125
Business Administration, Management and OperationsAssociate's Degree$50,143$21,132
Criminal Justice and CorrectionsAssociate's Degree$48,886$17,449
Biology, GeneralAssociate's Degree$47,519$17,250
Veterinary/Animal Health Technologies/TechniciansAssociate's Degree$42,858Not available
Health and Medical Administrative ServicesAssociate's Degree$41,577$23,613
Design and Applied ArtsAssociate's Degree$41,282$15,250
Social WorkAssociate's Degree$41,245$17,500
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree$41,092$13,796
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$40,129$15,250
Hospitality Administration/ManagementAssociate's Degree$39,251Not available
Communication and Media StudiesAssociate's Degree$36,736$17,500

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.