Public · COLLEGE PAYOFF

Northern Michigan University

Marquette, MI · 48 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$188,770 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

49.7 yrsModeled economic break-even
−80%Modeled 10-year ROI
$49,757Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$188,770at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$236,3400
2
4
6
8
−$188,77010
Years after graduationBreak-even: 49.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$14,277
Sticker price
Published out-of-state tuition$19,773
Sticker price
Average net price$14,085
Title IV student average
Cost of attendance$27,841
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,085Average net price / year
$27,841Cost of attendance
$49,757Median earnings · year 5 after completion
52.1%Completion rate
84.0%Admission rate
6,556Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

61thEarnings percentile
41thCompletion percentile
EARNINGS PATH

Reported earnings over time

$36,618Year 1
$52,624Year 4
$49,757Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Construction Management · Bachelor's Degree$91,6822Computer and Information Sciences, General · Bachelor's Degree$90,3373Construction Engineering Technology/Technician · Bachelor's Degree$88,8814Mechanical Engineering Related Technologies/Technicians · Bachelor's Degree$82,3265Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$78,2736Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$77,6707Marketing · Bachelor's Degree$68,1578Clinical/Medical Laboratory Science/Research and Allied Professions · Bachelor's Degree$67,522

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Ypsilanti, MI

Eastern Michigan University

Annual net price
$15,407
Observed earnings · year 5
$55,310
Modeled 10-year ROI
-57%
Open college profile →
Sidney, MI

Montcalm Community College

Annual net price
$7,280
Observed earnings · year 5
$49,840
Modeled 10-year ROI
-77%
Open college profile →
Grayling, MI

Kirtland Community College

Annual net price
$7,456
Observed earnings · year 5
$49,325
Modeled 10-year ROI
-79%
Open college profile →
Harrison, MI

Mid Michigan College

Annual net price
$8,370
Observed earnings · year 5
$48,010
Modeled 10-year ROI
-86%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Construction ManagementBachelor's Degree$91,682$23,656
Computer and Information Sciences, GeneralBachelor's Degree$90,337Not available
Construction Engineering Technology/TechnicianBachelor's Degree$88,881Not available
Mechanical Engineering Related Technologies/TechniciansBachelor's Degree$82,326Not available
Electrical and Power Transmission InstallersUndergraduate Certificate or Diploma$78,273$5,500
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$77,670$28,000
MarketingBachelor's Degree$68,157$23,000
Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree$67,522$28,873
Educational Administration and SupervisionMaster's Degree$66,886Not available
Heavy/Industrial Equipment Maintenance Technologies/TechniciansAssociate's Degree$66,203Not available
Finance and Financial Management ServicesBachelor's Degree$63,730$19,219
Accounting and Related ServicesBachelor's Degree$62,901$24,651
Clinical/Medical Laboratory Science/Research and Allied ProfessionsAssociate's Degree$62,505$18,334
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$62,230Not available
Public AdministrationMaster's Degree$60,709Not available
Precision Metal WorkingUndergraduate Certificate or Diploma$59,723Not available
Criminal Justice and CorrectionsBachelor's Degree$59,390$23,687
Curriculum and InstructionMaster's Degree$59,272Not available
Behavioral SciencesBachelor's Degree$57,325$26,889
Communication Disorders Sciences and ServicesBachelor's Degree$57,165$25,500
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$55,637$18,500
Social WorkBachelor's Degree$54,836$24,301
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$52,665$21,500
EconomicsBachelor's Degree$52,179Not available
Political Science and GovernmentBachelor's Degree$50,520$16,199
Natural Resources Conservation and ResearchBachelor's Degree$50,300$24,250
Entrepreneurial and Small Business OperationsBachelor's Degree$50,236Not available
Business Administration, Management and OperationsBachelor's Degree$49,202$23,795
Communication and Media StudiesBachelor's Degree$47,875$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$47,613$24,625
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$46,002$27,000
Hospitality Administration/ManagementBachelor's Degree$45,797$31,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,008$30,750
Biology, GeneralBachelor's Degree$43,698$25,166
Psychology, GeneralBachelor's Degree$43,349$22,727
Parks, Recreation, and Leisure StudiesBachelor's Degree$40,825$23,855
Rhetoric and Composition/Writing StudiesBachelor's Degree$39,982$24,250
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$39,957$12,000
Fine and Studio ArtsBachelor's Degree$36,228$27,000
HistoryBachelor's Degree$34,318$27,000
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$25,486$9,833
Fishing and Fisheries Sciences and ManagementBachelor's DegreeNot available$26,875
Romance Languages, Literatures, and LinguisticsBachelor's DegreeNot available$23,250
Neurobiology and NeurosciencesBachelor's DegreeNot available$26,768
ChemistryBachelor's DegreeNot available$25,500
Criminal Justice and CorrectionsAssociate's DegreeNot available$12,000
SociologyBachelor's DegreeNot available$23,060
Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or DiplomaNot available$11,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.