Public · COLLEGE PAYOFF

Northern Tier Career Center

Towanda, PA · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$317,730 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−132%Modeled 10-year ROI
$37,211Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$317,730at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$239,8400
2
4
6
8
−$317,73010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$14,960
Title IV student average
Cost of attendance$20,496
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,960Average net price / year
$20,496Cost of attendance
$37,211Median earnings · year 5 after completion
64.7%Completion rate
74.5%Admission rate
50Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

33thEarnings percentile
59thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,023Year 1
$52,914Year 4
$37,211Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$53,176

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Oil City, PA

Venango County Area Vocational Technical School

Annual net price
$14,655
Observed earnings · year 5
$36,887
Modeled 10-year ROI
-134%
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Somerset, PA

Somerset County Technology Center

Annual net price
$14,444
Observed earnings · year 5
$40,142
Modeled 10-year ROI
-120%
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Indiana, PA

Indiana County Technology Center

Annual net price
$18,822
Observed earnings · year 5
$37,642
Modeled 10-year ROI
-129%
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Clearfield, PA

Clearfield County Career and Technology Center

Annual net price
$14,460
Observed earnings · year 5
$41,515
Modeled 10-year ROI
-115%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$53,176$14,750

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.