10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$208,364at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Northwestern Michigan College
⌖ Traverse City, MI · 11 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$208,364 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−102%Modeled 10-year ROI
$44,656Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$6,231Average net price / year
$13,753Cost of attendance
$44,656Median earnings · year 5 after completion
24.8%Completion rate
Not availableAdmission rate
2,813Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$46,908Year 1
$58,811Year 4
$44,656Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Marine Transportation · Bachelor's Degree$136,7482Air Transportation · Associate's Degree$109,4893Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$69,0224Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$67,7305Engineering Technologies/Technicians, General · Associate's Degree$62,5206Criminal Justice and Corrections · Undergraduate Certificate or Diploma$61,7747Criminal Justice and Corrections · Associate's Degree$61,0038Business Administration, Management and Operations · Associate's Degree$48,006Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MI
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Flint, MI
Mott Community College
- Annual net price
- $5,687
- Observed earnings · year 5
- $43,644
- Modeled 10-year ROI
- -107%
Lake Michigan College
- Annual net price
- $6,680
- Observed earnings · year 5
- $42,881
- Modeled 10-year ROI
- -110%
Southwestern Michigan College
- Annual net price
- $5,978
- Observed earnings · year 5
- $42,521
- Modeled 10-year ROI
- -112%
Grand Rapids Community College
- Annual net price
- $8,621
- Observed earnings · year 5
- $44,271
- Modeled 10-year ROI
- -103%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Marine Transportation | Bachelor's Degree | $136,748 | $26,542 |
| Air Transportation | Associate's Degree | $109,489 | $14,803 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $69,022 | $24,228 |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $67,730 | $18,832 |
| Engineering Technologies/Technicians, General | Associate's Degree | $62,520 | $13,834 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $61,774 | Not available |
| Criminal Justice and Corrections | Associate's Degree | $61,003 | Not available |
| Business Administration, Management and Operations | Associate's Degree | $48,006 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $44,557 | $11,422 |
| Culinary Arts and Related Services | Associate's Degree | $40,148 | $14,199 |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $34,240 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.