Private nonprofit · COLLEGE PAYOFF

Oberlin College

Oberlin, OH · 14 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$298,720 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

93.3 yrsModeled economic break-even
−89%Modeled 10-year ROI
$48,586Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about Oberlin College

What does Oberlin College cost?

Oberlin College reports an average annual net price of $38,645 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Oberlin College graduates earn?

The observed median earnings figure is $48,586 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Oberlin College graduates have?

Completer borrowers report median cumulative federal student debt of $26,000. Parent PLUS and private loans are not included.

Is every degree at Oberlin College worth the same?

No. DegreeVerdict currently shows 14 field-and-credential outcomes at Oberlin College; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$298,720at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$334,5800
2
4
6
8
−$298,72010
Years after graduationBreak-even: 93.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$67,366
Sticker price
Published out-of-state tuition$67,366
Sticker price
Average net price$38,645
Title IV student average
Cost of attendance$87,404
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$48,586 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
Town
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$38,645Average net price / year
$87,404Cost of attendance
$26,000Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$48,586Median earnings · year 5 after completion
80.9%Completion rate
34.2%Admission rate
2,887Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$18,774
$30–48k$15,799
$48–75k$22,123
$75–110k$29,207
$110k+$48,731
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$48,586
Year 6$38,871
Year 10$58,343
Full-time retention
91.0%
Part-time retention
Not available
Completion within 200% of normal time
84.4%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

58thEarnings percentile
82thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$49,906Median year-4 earnings across reportable program categories
$25,000Median federal debt across categories that report debt
64%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$23,185Year 1
$51,715Year 4
$48,586Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer and Information Sciences, General · Bachelor's Degree$129,3952Economics · Bachelor's Degree$87,1203Political Science and Government · Bachelor's Degree$70,6894History · Bachelor's Degree$60,8955Area Studies · Bachelor's Degree$55,1516English Language and Literature, General · Bachelor's Degree$49,9067Psychology, General · Bachelor's Degree$48,1098Natural Resources Conservation and Research · Bachelor's Degree$46,580

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Computer and Information Sciences, GeneralBachelor's Degree · $129,395 reported+40%vs same-degree national median$26,500federal debt2HistoryBachelor's Degree · $60,895 reported+20%vs same-degree national median$26,050federal debt3Political Science and GovernmentBachelor's Degree · $70,689 reported+12%vs same-degree national median$24,314federal debt4Fine and Studio ArtsBachelor's Degree · $44,299 reported+7%vs same-degree national median$20,500federal debt5EconomicsBachelor's Degree · $87,120 reported+5%vs same-degree national median$25,000federal debt6English Language and Literature, GeneralBachelor's Degree · $49,906 reported+3%vs same-degree national median$26,000federal debt
BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Gambier, OH

Kenyon College

Annual net price
$38,512
Observed earnings · year 5
$54,810
Modeled 10-year ROI
-71%
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Defiance, OH

Defiance College

Annual net price
$26,337
Observed earnings · year 5
$46,809
Modeled 10-year ROI
-94%
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Granville, OH

Denison University

Annual net price
$40,007
Observed earnings · year 5
$61,795
Modeled 10-year ROI
-51%
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Steubenville, OH

Franciscan University of Steubenville

Annual net price
$23,589
Observed earnings · year 5
$49,632
Modeled 10-year ROI
-83%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Computer and Information Sciences, GeneralBachelor's Degree$129,395$26,500Not reported
EconomicsBachelor's Degree$87,120$25,000Not reported
Political Science and GovernmentBachelor's Degree$70,689$24,314Not reported
HistoryBachelor's Degree$60,895$26,050Not reported
Area StudiesBachelor's Degree$55,151$24,951Not reported
English Language and Literature, GeneralBachelor's Degree$49,906$26,000Not reported
Psychology, GeneralBachelor's Degree$48,109$26,000Not reported
Natural Resources Conservation and ResearchBachelor's Degree$46,580$23,250Not reported
Fine and Studio ArtsBachelor's Degree$44,299$20,500Not reported
Biology, GeneralBachelor's Degree$44,095$23,250Not reported
MusicBachelor's Degree$43,343$26,2006
Rhetoric and Composition/Writing StudiesBachelor's DegreeNot available$26,487Not reported
MathematicsBachelor's DegreeNot available$22,625Not reported
Film/Video and Photographic ArtsBachelor's DegreeNot available$25,500Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.