Public · COLLEGE PAYOFF

Otero College

La Junta, CO · 4 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$275,382 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−123%Modeled 10-year ROI
$39,903Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$275,382at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$224,4120
2
4
6
8
−$275,38210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,576
Sticker price
Published out-of-state tuition$7,286
Sticker price
Average net price$11,103
Title IV student average
Cost of attendance$21,020
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$11,103Average net price / year
$21,020Cost of attendance
$39,903Median earnings · year 5 after completion
38.1%Completion rate
Not availableAdmission rate
619Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

39thEarnings percentile
22thCompletion percentile
EARNINGS PATH

Reported earnings over time

$52,857Year 1
$38,328Year 4
$39,903Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Criminal Justice and Corrections · Undergraduate Certificate or Diploma$42,3922Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$39,296

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Trinidad, CO

Trinidad State College

Annual net price
$10,772
Observed earnings · year 5
$41,284
Modeled 10-year ROI
-117%
Open college profile →
Lamar, CO

Lamar Community College

Annual net price
$9,161
Observed earnings · year 5
$37,777
Modeled 10-year ROI
-133%
Open college profile →
Fort Morgan, CO

Morgan Community College

Annual net price
$9,266
Observed earnings · year 5
$42,301
Modeled 10-year ROI
-112%
Open college profile →
Sterling, CO

Northeastern Junior College

Annual net price
$13,801
Observed earnings · year 5
$41,446
Modeled 10-year ROI
-115%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Criminal Justice and CorrectionsUndergraduate Certificate or Diploma$42,392Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$39,296$9,750
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's DegreeNot available$31,376
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or DiplomaNot available$24,150

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.