10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$206,316at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Owens Community College
⌖ Perrysburg, OH · 17 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$206,316 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
146.1 yrsModeled economic break-even
−93%Modeled 10-year ROI
$46,516Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Owens Community College
What does Owens Community College cost?
Owens Community College reports an average annual net price of $10,369 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Owens Community College graduates earn?
The observed median earnings figure is $46,516 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Owens Community College graduates have?
Completer borrowers report median cumulative federal student debt of $16,667. Parent PLUS and private loans are not included.
Is every degree at Owens Community College worth the same?
No. DegreeVerdict currently shows 17 field-and-credential outcomes at Owens Community College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$164,840
$8,000Annual price−$196,840
$10,000Current college-wide context−$204,840
$16,000Annual price−$228,840
$24,000Annual price−$260,840
$32,000Annual price−$292,840
$40,000Annual price−$324,840
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Certificates
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$10,369Average net price / year
$14,436Cost of attendance
$16,667Median federal student debt · completer borrowers
$177/moPublished 10-year payment estimate
$46,516Median earnings · year 5 after completion
35.1%Completion rate
Not availableAdmission rate
4,361Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
42% received a Pell Grant within eight yearsMedian Parent PLUS debt
75 parent borrowers in the reported cohortMedian federal student debt
28% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$32,863Earnings are not a guarantee
Middle income$45,016Earnings are not a guarantee
Higher income$47,474Earnings are not a guarantee
Three-year repayment progress
Lower income22%
Middle income40%
Higher income52%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Architectural Engineering Technologies/Technicians.Associate degree · Broad federal field 15
$60,361Year 1
$70,298Year 5
$85,942Year 10
Architectural Engineering Technologies/Technicians.Certificate, less than 1 year · Broad federal field 15
$56,406Year 1
$59,649Year 5
$78,677Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$56,382Year 1
$59,814Year 5
$70,557Year 10
Boilermaking/Boilermaker.Certificate, less than 1 year · Broad federal field 48
$48,852Year 1
$53,718Year 5
$68,521Year 10
Computer Programming.Certificate, less than 1 year · Broad federal field 11
$37,984Year 1
$50,311Year 5
$66,779Year 10
Computer Programming.Associate degree · Broad federal field 11
$42,446Year 1
$55,464Year 5
$66,619Year 10
Criminal Justice and Corrections.Associate degree · Broad federal field 43
$41,019Year 1
$55,558Year 5
$60,095Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$35,233Year 1
$49,627Year 5
$58,335Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$48,168Year 1
$55,401Year 4
$46,516Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Agricultural Mechanization · Associate's Degree$80,5002Mechanical Engineering Related Technologies/Technicians · Associate's Degree$78,9993Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$76,2094Dental Support Services and Allied Professions · Associate's Degree$66,0195Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$62,5606Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$57,7237Accounting and Related Services · Associate's Degree$51,2108Business Administration, Management and Operations · Associate's Degree$49,317Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Agricultural MechanizationAssociate's Degree · $80,500 reported+30%vs same-degree national medianNot availablefederal debt2Mechanical Engineering Related Technologies/TechniciansAssociate's Degree · $78,999 reported+22%vs same-degree national median$12,000federal debt3Social WorkAssociate's Degree · $43,514 reported+10%vs same-degree national medianNot availablefederal debt4Design and Applied ArtsAssociate's Degree · $41,595 reported+9%vs same-degree national medianNot availablefederal debt5Allied Health and Medical Assisting ServicesAssociate's Degree · $45,537 reported+8%vs same-degree national median$19,649federal debt6Accounting and Related ServicesAssociate's Degree · $51,210 reported+7%vs same-degree national medianNot availablefederal debt
Comparable colleges in OH
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Cincinnati, OH
Great Oaks Career Campuses
- Annual net price
- $12,037
- Observed earnings · year 5
- $48,001
- Modeled 10-year ROI
- -87%
Toledo Public Schools Adult and Continuing Education
- Annual net price
- $13,494
- Observed earnings · year 5
- $46,656
- Modeled 10-year ROI
- -93%
Southern State Community College
- Annual net price
- $9,674
- Observed earnings · year 5
- $43,442
- Modeled 10-year ROI
- -107%
Northern Career Institute
- Annual net price
- $12,759
- Observed earnings · year 5
- $48,057
- Modeled 10-year ROI
- -87%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Agricultural Mechanization | Associate's Degree | $80,500 | Not available | Not reported |
| Mechanical Engineering Related Technologies/Technicians | Associate's Degree | $78,999 | $12,000 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $76,209 | $27,168 | Not reported |
| Dental Support Services and Allied Professions | Associate's Degree | $66,019 | $20,688 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $62,560 | $21,750 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $57,723 | Not available | 70 |
| Accounting and Related Services | Associate's Degree | $51,210 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $49,317 | $18,800 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $46,300 | $17,776 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $45,537 | $19,649 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $44,193 | $21,024 | Not reported |
| Social Work | Associate's Degree | $43,514 | Not available | Not reported |
| Design and Applied Arts | Associate's Degree | $41,595 | Not available | Not reported |
| Health and Medical Administrative Services | Associate's Degree | $39,604 | $21,505 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Associate's Degree | $35,635 | $15,250 | Not reported |
| Psychology, General | Associate's Degree | $31,041 | $23,441 | Not reported |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | Not available | $13,549 | 49 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.