Public · COLLEGE PAYOFF

Ozarka College

Melbourne, AR · 2 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$350,222 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−177%Modeled 10-year ROI
$29,795Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$350,222at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$198,1720
2
4
6
8
−$350,22210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$3,820
Sticker price
Published out-of-state tuition$6,820
Sticker price
Average net price$4,543
Title IV student average
Cost of attendance$12,069
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Certificates
Campus setting
Rural
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$4,543Average net price / year
$12,069Cost of attendance
$9,818Median federal student debt · completer borrowers
$104/moPublished 10-year payment estimate
$29,795Median earnings · year 5 after completion
47.1%Completion rate
Not availableAdmission rate
575Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$3,718
$30–48k$4,834
$48–75k$6,439
$75–110k$8,876
$110k+$4,510
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$29,795
Year 6$28,145
Year 10$29,314
Full-time retention
64.2%
Part-time retention
54.5%
Completion within 200% of normal time
52.3%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

21thEarnings percentile
33thCompletion percentile
EARNINGS PATH

Reported earnings over time

$35,333Year 1
$46,188Year 4
$29,795Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in AR

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Mena, AR

University of Arkansas Community College Rich Mountain

Annual net price
$4,842
Observed earnings · year 5
$29,449
Modeled 10-year ROI
-178%
Open college profile →
Helena, AR

Phillips Community College of the University of Arkansas

Annual net price
$4,848
Observed earnings · year 5
$32,983
Modeled 10-year ROI
-160%
Open college profile →
West Memphis, AR

Arkansas State University Mid-South

Annual net price
$5,427
Observed earnings · year 5
$35,605
Modeled 10-year ROI
-147%
Open college profile →
Forrest City, AR

University of Arkansas-East Arkansas Community College

Annual net price
$7,220
Observed earnings · year 5
$33,929
Modeled 10-year ROI
-153%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's DegreeNot available$12,339Not reported
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or DiplomaNot available$11,21865

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.