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Private for-profit · COLLEGE PAYOFF

Palomar Institute of Cosmetology

⌖ San Marcos, CA · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$512,812 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−176%Modeled 10-year ROI

$22,830Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$512,812at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$291,1120

−$512,81210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available

Sticker price

Published out-of-state tuitionNot available

Sticker price

Average net price$27,778

Title IV student average

Cost of attendance$32,292

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$27,778Average net price / year

$32,292Cost of attendance

$22,830Median earnings · year 5 after completion

89.1%Completion rate

Not availableAdmission rate

193Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

10thEarnings percentile

91thCompletion percentile

EARNINGS PATH

Reported earnings over time

$16,903Year 1

$30,618Year 4

$22,830Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$30,892

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

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Annual net price: $27,850
Observed earnings · year 5: $23,371
Modeled 10-year ROI: -174%

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Observed earnings · year 5: $22,626
Modeled 10-year ROI: -175%

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Paul Mitchell the School-Pasadena

Annual net price: $26,022
Observed earnings · year 5: $22,021
Modeled 10-year ROI: -181%

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Paul Mitchell the School-Sherman Oaks

Annual net price: $27,101
Observed earnings · year 5: $19,853
Modeled 10-year ROI: -187%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Cosmetology and Related Personal Grooming Services	Undergraduate Certificate or Diploma	$30,892	$9,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.