10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$240,774at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Panola College
⌖ Carthage, TX · 0 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$240,774 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
Not availableModeled economic break-even
−120%Modeled 10-year ROI
$41,009Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Panola College
What does Panola College cost?
Panola College reports an average annual net price of $5,216 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Panola College graduates earn?
The observed median earnings figure is $41,009 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Panola College graduates have?
Completer borrowers report median cumulative federal student debt of $10,500. Parent PLUS and private loans are not included.
Is every degree at Panola College worth the same?
The current release does not contain reportable field-and-credential outcomes for Panola College, so this page cannot compare its individual degrees.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$219,910
$5,000Current college-wide context−$239,910
$8,000Annual price−$251,910
$16,000Annual price−$283,910
$24,000Annual price−$315,910
$32,000Annual price−$347,910
$40,000Annual price−$379,910
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Certificates
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$5,216Average net price / year
$13,654Cost of attendance
$10,500Median federal student debt · completer borrowers
$111/moPublished 10-year payment estimate
$41,009Median earnings · year 5 after completion
43.5%Completion rate
Not availableAdmission rate
1,388Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
37% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
34% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$34,220Earnings are not a guarantee
Middle income$41,144Earnings are not a guarantee
Higher income$62,730Earnings are not a guarantee
Three-year repayment progress
Lower income31%
Middle income44%
Higher income61%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Architectural Engineering Technologies/Technicians.Associate degree · Broad federal field 15
$50,083Year 1
$87,447Year 5
$122,253Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$56,724Year 1
$70,409Year 5
$85,875Year 10
Boilermaking/Boilermaker.Certificate, less than 1 year · Broad federal field 48
$31,452Year 1
$53,343Year 5
$65,986Year 10
Architectural Engineering Technologies/Technicians.Certificate, less than 1 year · Broad federal field 15
$46,571Year 1
$83,881Year 5
$60,837Year 10
Liberal Arts and Sciences, General Studies and Humanities.Associate degree · Broad federal field 24
$28,829Year 1
$48,182Year 5
$56,079Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, less than 1 year · Broad federal field 51
$40,561Year 1
$49,193Year 5
$54,051Year 10
Computer Programming.Certificate, less than 1 year · Broad federal field 11
Not availableYear 1
$40,342Year 5
$45,210Year 10
Accounting and Related Services.Certificate, less than 1 year · Broad federal field 52
$29,752Year 1
$32,101Year 5
$40,680Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
Not availableYear 1
$29,299Year 4
$41,009Year 5
Separate federal cohorts may underlie different measurement years.
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
San Antonio, TX
Palo Alto College
- Annual net price
- $4,463
- Observed earnings · year 5
- $40,423
- Modeled 10-year ROI
- -123%
Northeast Texas Community College
- Annual net price
- $6,706
- Observed earnings · year 5
- $40,808
- Modeled 10-year ROI
- -120%
Northwest Vista College
- Annual net price
- $4,525
- Observed earnings · year 5
- $43,025
- Modeled 10-year ROI
- -110%
Lamar State College-Port Arthur
- Annual net price
- $2,846
- Observed earnings · year 5
- $41,364
- Modeled 10-year ROI
- -119%
No field-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.