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Private for-profit · COLLEGE PAYOFF

PJ's College of Cosmetology-Bowling Green

⌖ Bowling Green, KY · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$506,618 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−177%Modeled 10-year ROI

$22,969Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$506,618at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$286,3080

−$506,61810

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available

Sticker price

Published out-of-state tuitionNot available

Sticker price

Average net price$26,577

Title IV student average

Cost of attendance$30,528

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$26,577Average net price / year

$30,528Cost of attendance

$22,969Median earnings · year 5 after completion

64.4%Completion rate

Not availableAdmission rate

219Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

11thEarnings percentile

59thCompletion percentile

EARNINGS PATH

Reported earnings over time

$20,989Year 1

$26,289Year 4

$22,969Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$26,115

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Lexington, KY

Paul Mitchell the School-Lexington

Annual net price: $23,464
Observed earnings · year 5: $21,759
Modeled 10-year ROI: -185%

Open college profile →Louisville, KY

Paul Mitchell the School-Louisville

Annual net price: $29,401
Observed earnings · year 5: $27,986
Modeled 10-year ROI: -157%

Open college profile →Florence, KY

Empire Beauty School-Florence

Annual net price: $16,328
Observed earnings · year 5: $23,009
Modeled 10-year ROI: -190%

Open college profile →Glasgow, KY

PJ's College of Cosmetology-Glasgow

Annual net price: $25,829
Observed earnings · year 5: $13,238
Modeled 10-year ROI: -212%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Cosmetology and Related Personal Grooming Services	Undergraduate Certificate or Diploma	$26,115	$10,667

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.