10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$107,592at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Raritan Valley Community College
Branchburg, NJ · 9 field-and-degree records
Earnings reported for 9 · Federal debt reported for 6
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$107,592 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
20.8 yrsTime to earn back the modeled cost
−52%Estimated return after 10 years
$54,952Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $12,000 housing and food allowance plus $2,525 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$80,480
$7,000Current college-wide context−$108,480
$8,000Annual price−$112,480
$16,000Annual price−$144,480
$24,000Annual price−$176,480
$32,000Annual price−$208,480
$40,000Annual price−$240,480
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- Rural
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
1,167 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New Jersey run 9% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$6,778Average net price / year
$13,832Cost of attendance
$10,500Median federal student debt · completer borrowers
$111/moPublished 10-year payment estimate
$54,952Median earnings · year 5 after completion
30.9%Completion rate
Not availableAdmission rate
5,416Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Raritan Valley Community College
What does Raritan Valley Community College cost?
Raritan Valley Community College reports an average annual net price of $6,778 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Raritan Valley Community College graduates earn?
The observed median earnings figure is $54,952 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Raritan Valley Community College graduates have?
Completer borrowers report median cumulative federal student debt of $10,500. Parent PLUS and private loans are not included.
Is every degree at Raritan Valley Community College worth the same?
No. The current release contains 9 field-and-degree records for Raritan Valley Community College; 9 report year-4 earnings and 6 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
9,966Students enrolled at any point
9,966Undergraduate students
Not availableGraduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
31% received a Pell Grant within eight yearsMedian Parent PLUS debt
26 parent borrowers in the reported cohortMedian federal student debt
50% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$43,047Earnings are not a guarantee
Middle income$53,398Earnings are not a guarantee
Higher income$52,772Earnings are not a guarantee
Three-year repayment progress
Lower income48%
Middle income56%
Higher income53%
Undergraduate student composition
White38%
Black12%
Hispanic33%
Asian6%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Building/Construction Finishing, Management, and Inspection.Associate degree · Broad federal field 46
$145,692Year 1
$172,576Year 5
$193,861Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$68,891Year 1
$85,694Year 5
$100,794Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Associate degree · Broad federal field 14
$24,926Year 1
$76,958Year 5
$91,987Year 10
Accounting and Related Services.Certificate, 1–2 years · Broad federal field 52
$67,570Year 1
$54,051Year 5
$84,761Year 10
Accounting and Related Services.Associate degree · Broad federal field 52
$36,182Year 1
$66,532Year 5
$82,579Year 10
Accounting and Computer Science.Associate degree · Broad federal field 30
$27,044Year 1
$57,033Year 5
$81,671Year 10
Law.Certificate, 1–2 years · Broad federal field 22
$50,802Year 1
$60,442Year 5
$78,529Year 10
Criminal Justice and Corrections.Associate degree · Broad federal field 43
$36,165Year 1
$54,665Year 5
$76,770Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$34,443Year 1
$57,072Year 4
$54,952Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Electrical and Power Transmission Installers · Associate's Degree$157,6602Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$92,8733Business/Commerce, General · Associate's Degree$67,1834Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$58,3355Multi/Interdisciplinary Studies, Other · Associate's Degree$56,2746Health Services/Allied Health/Health Sciences, General · Associate's Degree$45,4987Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$43,5908Criminal Justice and Corrections · Associate's Degree$42,357Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Electrical and Power Transmission InstallersAssociate's Degree · $157,660 reported+123%vs same-degree national medianNot availablefederal debt2Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree · $58,335 reported+55%vs same-degree national median$11,400federal debt3Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma · $36,696 reported+39%vs same-degree national medianNot availablefederal debt4Business/Commerce, GeneralAssociate's Degree · $67,183 reported+35%vs same-degree national median$8,287federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $92,873 reported+15%vs same-degree national median$19,145federal debt6Multi/Interdisciplinary Studies, OtherAssociate's Degree · $56,274 reported+11%vs same-degree national median$8,178federal debt
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
West Windsor, NJ
Mercer County Community College
- Annual net price
- $5,279
- Observed earnings · year 5
- $54,390
- Modeled 10-year ROI
- -53%
UCNJ Union College of Union County New Jersey
- Annual net price
- $8,257
- Observed earnings · year 5
- $53,618
- Modeled 10-year ROI
- -60%
County College of Morris
- Annual net price
- $8,895
- Observed earnings · year 5
- $53,595
- Modeled 10-year ROI
- -60%
Camden County College
- Annual net price
- $5,996
- Observed earnings · year 5
- $51,149
- Modeled 10-year ROI
- -70%
Compare fields and degree levels
Showing all 9 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Electrical and Power Transmission Installers | Associate's Degree | $157,660 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $92,873 | $19,145 | Not reported |
| Business/Commerce, General | Associate's Degree | $67,183 | $8,287 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Associate's Degree | $58,335 | $11,400 | Not reported |
| Multi/Interdisciplinary Studies, Other | Associate's Degree | $56,274 | $8,178 | Not reported |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $45,498 | Not available | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $43,590 | $5,500 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $42,357 | $5,500 | Not reported |
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | $36,696 | Not available | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.