⌖ Providence, RI · 42 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$96,002 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
17.9 yrsModeled economic break-even
−44%Modeled 10-year ROI
$57,191Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$96,002at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$217,9120
2
4
6
8
−$96,00210
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Published in-state tuition$11,300Sticker pricePublished out-of-state tuition$27,299Sticker priceAverage net price$9,478Title IV student averageCost of attendance$17,454Tuition + living budget
OBSERVED FEDERAL MEASURES
Cost, completion and earnings context
$9,478Average net price / year
$17,454Cost of attendance
$57,191Median earnings · year 5 after completion
48.1%Completion rate
91.8%Admission rate
5,049Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
76thEarnings percentile35thCompletion percentile
EARNINGS PATH
Reported earnings over time
$45,172Year 1
$59,430Year 4
$57,191Year 5
Separate federal cohorts may underlie different measurement years.
PROGRAM PAYOFF SPREAD
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
Observed year-4 earnings · compare like fields and credentials before deciding
BUILD A REAL SHORTLIST
Comparable colleges in RI
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.
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