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Private nonprofit · COLLEGE PAYOFF

Saint Joseph's University - Philadelphia

⌖ Philadelphia, PA · 51 reportable field-and-credential outcomes

MODELED SCENARIO · Positive payoff

+$124,474 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.

7.1 yrsModeled economic break-even
+42%Modeled 10-year ROI
$87,323Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$124,474at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$298,7560
2
4
6
8
+$124,47410
Years after graduationBreak-even: 7.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$53,260
Sticker price
Published out-of-state tuition$53,260
Sticker price
Average net price$29,689
Title IV student average
Cost of attendance$67,954
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$29,689Average net price / year
$67,954Cost of attendance
$87,323Median earnings · year 5 after completion
78.8%Completion rate
88.8%Admission rate
4,948Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

97thEarnings percentile
79thCompletion percentile
EARNINGS PATH

Reported earnings over time

$62,886Year 1
$84,010Year 4
$87,323Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Specialized Sales, Merchandising and Marketing Operations · Master's Degree$226,6382Business/Commerce, General · Master's Degree$141,0033Pharmacy, Pharmaceutical Sciences, and Administration · Master's Degree$138,6964Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$138,3325Management Information Systems and Services · Master's Degree$137,5486Finance and Financial Management Services · Master's Degree$132,0217Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$130,6858Rhetoric and Composition/Writing Studies · Master's Degree$129,192

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Easton, PA

Lafayette College

Annual net price
$34,433
Observed earnings · year 5
$86,844
Modeled 10-year ROI
+32%
Open college profile →Gwynedd Valley, PA

Gwynedd Mercy University

Annual net price
$27,483
Observed earnings · year 5
$80,331
Modeled 10-year ROI
+22%
Open college profile →Philadelphia, PA

Drexel University

Annual net price
$38,509
Observed earnings · year 5
$89,242
Modeled 10-year ROI
+32%
Open college profile →Chester, PA

Widener University

Annual net price
$25,759
Observed earnings · year 5
$79,120
Modeled 10-year ROI
+21%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Specialized Sales, Merchandising and Marketing OperationsMaster's Degree$226,638Not available
Business/Commerce, GeneralMaster's Degree$141,003Not available
Pharmacy, Pharmaceutical Sciences, and AdministrationMaster's Degree$138,696Not available
Pharmacy, Pharmaceutical Sciences, and AdministrationFirst Professional Degree$138,332Not available
Management Information Systems and ServicesMaster's Degree$137,548Not available
Finance and Financial Management ServicesMaster's Degree$132,021Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$130,685Not available
Rhetoric and Composition/Writing StudiesMaster's Degree$129,192Not available
Management Sciences and Quantitative MethodsMaster's Degree$122,660Not available
Pharmacy, Pharmaceutical Sciences, and AdministrationBachelor's Degree$122,633Not available
Computer ScienceBachelor's Degree$110,178$27,000
MarketingMaster's Degree$109,948Not available
Educational Administration and SupervisionDoctoral Degree$104,715Not available
InsuranceBachelor's Degree$101,930$23,016
Finance and Financial Management ServicesBachelor's Degree$96,993$25,000
Management Sciences and Quantitative MethodsBachelor's Degree$96,930$26,237
Accounting and Related ServicesBachelor's Degree$93,585$24,903
Educational Administration and SupervisionMaster's Degree$92,776Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$88,101Not available
Psychology, GeneralMaster's Degree$88,006Not available
EconomicsBachelor's Degree$87,943Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$87,103Not available
Health and Medical Administrative ServicesMaster's Degree$86,525Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$86,383Not available
Health Professions and Related Clinical Sciences, OtherBachelor's Degree$85,690$26,576
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$84,658Not available
Human Resources Management and ServicesBachelor's Degree$83,692$23,970
Biology, GeneralBachelor's Degree$82,769$26,228
International BusinessBachelor's Degree$81,519$27,000
Rehabilitation and Therapeutic ProfessionsFirst Professional Degree$81,327Not available
Business Administration, Management and OperationsBachelor's Degree$81,233$22,375
Specialized Sales, Merchandising and Marketing OperationsBachelor's Degree$80,764$26,500
Educational/Instructional Media DesignMaster's Degree$79,721Not available
Entrepreneurial and Small Business OperationsBachelor's Degree$78,554Not available
MarketingBachelor's Degree$78,522$26,149
Clinical, Counseling and Applied PsychologyBachelor's Degree$75,549Not available
Clinical/Medical Laboratory Science/Research and Allied ProfessionsUndergraduate Certificate or Diploma$75,123Not available
CriminologyGraduate/Professional Certificate$73,972Not available
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$72,048$43,575
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$71,762Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$71,592Not available
CriminologyMaster's Degree$70,474Not available
Political Science and GovernmentBachelor's Degree$69,816$20,000
Special Education and TeachingMaster's Degree$66,379Not available
Special Education and TeachingBachelor's Degree$64,827$27,000
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$61,035Not available
Communication and Media StudiesBachelor's Degree$59,929$26,990
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$59,717$27,000
Psychology, GeneralBachelor's Degree$56,647$27,000
CriminologyBachelor's Degree$55,924$25,000
English Language and Literature, GeneralBachelor's Degree$52,137$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.