10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$311,498at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Saint Mary-of-the-Woods College
⌖ Saint Mary of the Woods, IN · 9 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$311,498 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−101%Modeled 10-year ROI
$44,599Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$31,872Average net price / year
$49,512Cost of attendance
$44,599Median earnings · year 5 after completion
46.6%Completion rate
72.4%Admission rate
853Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$42,580Year 1
$47,647Year 4
$44,599Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$73,9562Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$71,9703Business Administration, Management and Operations · Bachelor's Degree$55,6114Psychology, General · Bachelor's Degree$49,9715Rehabilitation and Therapeutic Professions · Master's Degree$45,5946Rehabilitation and Therapeutic Professions · Undergraduate Certificate or Diploma$44,4987Special Education and Teaching · Bachelor's Degree$43,5778Special Education and Teaching · Undergraduate Certificate or Diploma$42,535Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IN
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Jeffersonville, IN
Mid-America College of Funeral Service
- Annual net price
- $30,606
- Observed earnings · year 5
- $39,481
- Modeled 10-year ROI
- -118%
Earlham College
- Annual net price
- $24,714
- Observed earnings · year 5
- $42,038
- Modeled 10-year ROI
- -111%
Holy Cross College
- Annual net price
- $26,728
- Observed earnings · year 5
- $50,665
- Modeled 10-year ROI
- -80%
Huntington University
- Annual net price
- $19,310
- Observed earnings · year 5
- $44,818
- Modeled 10-year ROI
- -101%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $73,956 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $71,970 | $31,931 |
| Business Administration, Management and Operations | Bachelor's Degree | $55,611 | $24,805 |
| Psychology, General | Bachelor's Degree | $49,971 | $27,000 |
| Rehabilitation and Therapeutic Professions | Master's Degree | $45,594 | Not available |
| Rehabilitation and Therapeutic Professions | Undergraduate Certificate or Diploma | $44,498 | $30,915 |
| Special Education and Teaching | Bachelor's Degree | $43,577 | $23,252 |
| Special Education and Teaching | Undergraduate Certificate or Diploma | $42,535 | $32,294 |
| Liberal Arts and Sciences, General Studies and Humanities | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $35,376 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.